Compliance Intelligence in Action

Watch loan packages turn into continuously updated review-ready outputs aligned to your credit policy

Compliance Intelligence

123 Main St, Columbus, OH 43215
15 documents

Processing Timeline

Document Detection
Scans and identifies all files in the package
Document Analysis
Classifies documents by type and purpose
Data Extraction
Extracts structured data from all documents
Quality Validation
Cross-references data for accuracy
Financial Calculations
Computes all key financial metrics
Compliance Intelligence Analysis
Evaluates risk dimensions against your policy criteria
Report Generation
Generates comprehensive dashboard

Multi-Format Intelligence Deliverables

Access underwriting intelligence as PDF report, JSON API, or spreadsheet export

Loan Intelligence Report

NEEDS DOCUMENTATION

Borrower

John Doe

Main Street Properties LLC

Property

123 Main St, Columbus, OH 43215

Single Family
DSCR Purchase•$360K • 80% LTV • 7.25% • 30 Year Fixed
✓
Application
✓
Pre-Qual
3
Underwriting
4
Review
5
Closing
6
Funded
Phase Progress
85%
Outstanding: Title Commitment • Tax Returns

Review Summary

CONDITIONS IDENTIFIED

Package Readiness

76

050100

The package demonstrates strong fundamentals across key dimensions. The borrower presents excellent creditworthiness with a FICO score of 740, substantial financial reserves ($800K liquidity, $2M net worth), and conservative leverage at 80% LTV. Missing documentation still needs follow-up before final review: title commitment and tax returns.

Risk Assessment

Credit

Low

Collateral

Low

Liquidity

Low

Documentation

Medium

Strengths

  • +Strong borrower creditworthiness (FICO 740)
  • +Excellent liquidity position ($800K available)
  • +Conservative LTV at 80% provides equity cushion
  • +Adequate DSCR of 1.25x meets minimum requirements
  • +Net worth of $2M demonstrates financial capacity

Action Required

  • !Submit title commitment before closing
  • !Provide 2023-2024 tax returns for final verification
  • !Rent roll required to confirm DSCR calculation

Credit Policy

Standard DSCR Guidelines
ALIGNED WITH POLICY
Policy Alignment
88%

Based on the documents provided, the package aligns with key DSCR policy requirements. Human review remains required for any lending decision.

Ready to transform your underwriting workflow?

Progressive Processing = Progressive Savings

$1 per document. Submit what you have now and get review-ready outputs at every stage, even from partial packages.

Day 1 - Initial Submission

3 documents arrive

What you can review now
  • Borrower profile appears immediately from the docs already received
  • Missing bank statements, tax returns, and appraisal are surfaced early
  • The file is reviewable now, while DSCR waits for stronger financial support
3 documents total
Processing Cost
$3
3 loan docs × $1
Day 3 - More Docs Added

10 more documents arrive

What you can review now
  • Income and asset coverage expands as the package fills in
  • Deterministic DSCR, LTV, and DTI appear once the evidence supports them
  • Financial strength becomes visible while property docs remain outstanding
+10
13 documents total
Processing Cost
$10
10 loan docs × $1
Day 5 - Package Complete

Final 5 documents arrive

What you can review now
  • The package view turns complete without starting a new file
  • Final DSCR, LTV, and DTI lock in from the full evidence set
  • Review-ready outputs surface remaining issues and policy context
+15
18 documents total
Processing Cost
$5
5 loan docs × $1
Complete Package

Full Underwriting Intelligence

Same dashboard, checklist, and intelligence system. Now complete.

18 documents processed
Complete Package Cost
$18
18 documents × $1 each
Save $125-500 vs manual underwriting per loan
View Pricing Plans
What updates automatically

The package gets sharper. You do not start over.

LoanIntelligence.ai keeps one live underwriting picture as new documents land, instead of forcing a restart every time another file arrives.

01
From first upload

Early truth beats waiting for perfection

You can start reviewing borrower identity, partial income, and document gaps immediately instead of holding the file until every item arrives.

DashboardMissing docsFlagged fields
02
When support arrives

Metrics unlock only when the package can support them

Deterministic calculations appear when the right documents exist, so the package gets more precise instead of pretending to know too much too early.

DSCRLTVDTI
03
At final review

The same file matures into a review-ready package

By the time the package is complete, the dashboard, corrections, and policy context have already been building inside the same review surface.

CorrectionsPolicy contextReview-ready outputs

Frequently Asked Questions

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