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Submit what you have now - get complete intelligence at every stage, even from partial packages.",{"_1081":1082,"_1083":1084},"documentsTotal","{count} documents total","processingCost","Processing Cost","timeline",{"_1087":1088,"_1105":1106,"_1117":1118},"day1",{"_1089":1090,"_1091":1092,"_11":1093,"_1094":1095,"_1096":1097,"_1098":1099},"day","DAY 1","label","Initial Application","Loan App + ID + Pay Stubs","cost","$3","calculation","3 loan docs × $1","outputs",{"_370":1100,"_1101":1102,"_1103":1104},"Dashboard: Borrower info, partial income verified","checklist","Checklist: Missing bank statements, tax returns, appraisal","intelligence","Intelligence: Can't calculate full DSCR yet","day3",{"_1089":1107,"_1091":1108,"_11":1109,"_1094":1110,"_1096":1111,"_1098":1112},"DAY 3","Financial Docs","Bank Statements + Tax Returns + Financials","$10","10 loan docs × $1",{"_370":1113,"_1114":1115,"_1103":1116},"Dashboard: Assets verified, complete income picture","calculations","Calculations: LTV 80%, DSCR 1.25, DTI 42%","Intelligence: Strong financials, awaiting property docs","day5",{"_1089":1119,"_1091":1120,"_11":1121,"_1094":1122,"_1096":1123,"_399":1124,"_1098":1125},"DAY 5","Property Docs","Appraisal + Insurance + Property Photos","$5","5 loan docs × $1","Total: $18 for complete package",{"_370":1126,"_1114":1127,"_1103":1128},"Dashboard: Complete","All calculations: Final","Intelligence: Underwriting decision ready","summary",{"_1131":1132,"_11":1133,"_170":1134,"_1135":1136,"_1137":1138,"_399":1139,"_1041":1140,"_1030":1141},"stageLabel","FINAL PACKAGE","Complete Underwriting Package","Dashboard complete with all calculations, risk scoring, and underwriting intelligence ready for decision.","docCount","18 documents total","totalLabel","Complete Package Cost","$18","18 documents × $1 each","Save $125-500 vs manual underwriting per loan","benefits",{"_11":1144,"_13":1145,"_170":1146,"_1098":1147,"_924":1164},"Lifecycle-Aware Intelligence at Every Stage","Whether you submit 3 documents or 20, you always get complete outputs","$1 per loan document. Start with whatever you have. Add docs as they arrive. Intelligence updates automatically.",{"_370":1148,"_1101":1151,"_1154":1155,"_1114":1158,"_1103":1161},{"_11":1149,"_170":1150},"Dashboard","Complete borrower profile with all extracted data",{"_11":1152,"_170":1153},"Missing Docs Checklist","Know exactly what's missing for complete underwriting","corrections",{"_11":1156,"_170":1157},"Flagged Corrections","AI-identified discrepancies and data quality issues",{"_11":1159,"_170":1160},"Financial Calculations","LTV, DSCR, DTI calculated from available data",{"_11":1162,"_170":1163},"Underwriting Intelligence","Risk assessment and decision-ready insights",{"_11":1165,"_170":1166,"_928":964,"_930":1167},"Start Processing Today","No setup fees. No minimum commitment. Choose your plan and start processing immediately.","How It Works","seo",{"_1170":1171,"_405":1180,"_370":1186,"_1193":1194,"_1200":1201,"_1207":1208,"_1214":1215,"_1220":1221,"_1227":1228,"_1234":1235,"_1241":1242,"_1248":1249,"_1255":1256,"_1262":1263,"_1269":1270,"_1276":1277,"_1283":1284,"_1290":1291,"_1297":1298,"_401":1304,"_1310":1311,"_1317":1318,"_1324":1325,"_1335":1336,"_1342":1343,"_1349":1350,"_1357":1358},"home",{"_11":1172,"_170":1173,"_1174":1175,"_1176":1177,"_1178":1179},"LoanIntelligence.ai - Underwriting Intelligence API","$1/document. Complete underwriting intelligence at every stage. Instant dashboard, calculations, risk scoring. Zero storage, ~3 min processing.","keywords","underwriting intelligence, loan document processing, progressive loan underwriting, partial package processing, commercial lending automation, DSCR calculation, LTV automation, zero storage underwriting, API-first underwriting","ogTitle","Underwriting Intelligence Infrastructure - $1/Document | LoanIntelligence.ai","ogDescription","Complete intelligence at every stage. Submit 3 docs or 30—get instant dashboard, calculations, risk scoring. $1/document, zero storage, ~3 min processing.",{"_11":1181,"_170":1182,"_1174":1183,"_1176":1184,"_1178":1185},"Enterprise Underwriting Intelligence - LoanIntelligence.ai","High-volume underwriting intelligence. 50% discount (50¢/doc), 7,000 docs/month included. $3,500/month, self-service activation.","commercial lending software, private lending automation, underwriting platform, loan processing automation, high volume document processing","Enterprise Underwriting Intelligence - $3,500/month | LoanIntelligence.ai","50% discount on all documents. 7,000 docs/month included. Higher rate limits, What-If Simulator. Self-service activation.",{"_11":1187,"_170":1188,"_1174":1189,"_1176":1187,"_1178":1190,"_1191":1192},"Dashboard - LoanIntelligence.ai","Manage your loan intelligence account and processing status. Track documents, view analytics, and control your underwriting workflow.","loan intelligence dashboard, account management, processing status","Manage your loan intelligence account and processing status. Track documents, view analytics, and control workflow.","noindex",true,"demoDashboard",{"_11":1195,"_170":1196,"_1174":1197,"_1176":1198,"_1178":1199},"Demo Dashboard - See Underwriting Intelligence in Action | LoanIntelligence.ai","Interactive underwriting dashboard demo. Explore DSCR calculations, LTV ratios, risk scoring, and audit trails. See progressive processing in action.","underwriting intelligence demo, loan analysis demo, DSCR calculator demo, commercial lending dashboard demo, automated underwriting preview","Demo Dashboard - Interactive Underwriting Intelligence Preview","Explore real underwriting intelligence: DSCR calculations, LTV ratios, risk scoring, and complete audit trails. See what $1/document delivers.","demoAccount",{"_11":1202,"_170":1203,"_1174":1204,"_1176":1205,"_1178":1206},"Demo Account Settings - Preview Account Management | LoanIntelligence.ai","Preview account settings and subscription management. See how easy it is to manage your Professional plan, billing, and profile settings.","account demo, settings preview, subscription management demo, billing demo","Demo Account Settings - LoanIntelligence.ai","Preview account settings and subscription management for Professional plan.","demoApiKeys",{"_11":1209,"_170":1210,"_1174":1211,"_1176":1212,"_1178":1213},"Demo API Keys - Preview Developer Tools | LoanIntelligence.ai","Preview API key management and developer resources. See how easy it is to integrate underwriting intelligence into your workflow.","API key demo, developer tools demo, API integration preview","Demo API Keys - LoanIntelligence.ai","Preview API key management and developer resources for seamless integration.","login",{"_11":1216,"_170":1217,"_1174":1218,"_1176":1216,"_1178":1219},"Sign In - LoanIntelligence.ai","Sign in to your LoanIntelligence.ai account to access underwriting intelligence API, manage documents, and view processing status.","sign in, login, account access, dashboard access","Access your underwriting intelligence account","about",{"_11":1222,"_170":1223,"_1174":1224,"_1176":1225,"_1178":1226},"About Us - LoanIntelligence.ai","LoanIntelligence.ai transforms commercial lending with AI-powered underwriting. Progressive processing delivers complete results at every stage.","about loanintelligence, company information, commercial lending automation, underwriting intelligence platform","About LoanIntelligence.ai - Transforming Commercial Lending","AI-powered underwriting intelligence that delivers complete results at every stage. Zero storage, ~3 min processing.","contact",{"_11":1229,"_170":1230,"_1174":1231,"_1176":1232,"_1178":1233},"Contact Us - LoanIntelligence.ai","Get in touch with LoanIntelligence.ai. Questions about our API, pricing, or enterprise solutions? We're here to help transform your underwriting workflow.","contact, support, sales, customer service, help","Contact LoanIntelligence.ai","Questions about our underwriting intelligence API? Let's talk.","careers",{"_11":1236,"_170":1237,"_1174":1238,"_1176":1239,"_1178":1240},"Careers - Join LoanIntelligence.ai","Join our team building the future of commercial lending intelligence. We're hiring talented engineers passionate about transforming underwriting.","careers, jobs, employment, hiring, fintech jobs, lending technology careers","Careers at LoanIntelligence.ai","Build the future of commercial lending intelligence. Join our team.","faq",{"_11":1243,"_170":1244,"_1174":1245,"_1176":1246,"_1178":1247},"FAQ - Frequently Asked Questions | LoanIntelligence.ai","Get answers to common questions about LoanIntelligence.ai. Learn about our API, pricing, security, accuracy, and integrations for commercial lending automation.","loan intelligence FAQ, API questions, pricing questions, underwriting automation help, commercial lending software support","Frequently Asked Questions - LoanIntelligence.ai","Find answers about our underwriting intelligence API, pricing, security, and integrations.","privacy",{"_11":1250,"_170":1251,"_1174":1252,"_1176":1253,"_1178":1254},"Privacy Policy | LoanIntelligence.ai","Learn about our zero document retention policy and privacy-first approach. Documents not stored—processing is ephemeral. GDPR and CCPA compliant.","privacy policy, data retention, GDPR compliance, CCPA compliance, document security, zero retention, ephemeral processing","Privacy Policy - LoanIntelligence.ai","Zero document retention. Not stored—ephemeral processing. GDPR & CCPA compliant.","terms",{"_11":1257,"_170":1258,"_1174":1259,"_1176":1260,"_1178":1261},"Terms of Service | LoanIntelligence.ai","Terms of service for LoanIntelligence.ai underwriting intelligence API. Understand your rights, our responsibilities, and service guarantees.","terms of service, API terms, SLA, service agreement, underwriting intelligence terms","Terms of Service - LoanIntelligence.ai","Terms of service, SLA guarantees, and usage policies for our underwriting intelligence API.","security",{"_11":1264,"_170":1265,"_1174":1266,"_1176":1267,"_1178":1268},"Security Practices | LoanIntelligence.ai","Comprehensive security: zero document retention, ephemeral processing, HTTPS/TLS, AES-256 encryption, SOC 2 Type II certified.","security practices, data security, encryption, SOC 2, zero document retention, ephemeral processing, HTTPS, TLS, AES-256","Security Practices - LoanIntelligence.ai","Zero document retention, ephemeral processing, HTTPS/TLS, AES-256 encryption, SOC 2 Type II certified.","legal",{"_11":1271,"_170":1272,"_1174":1273,"_1176":1274,"_1178":1275},"Legal Center | LoanIntelligence.ai","Legal documents and policies for LoanIntelligence.ai. Privacy policy, terms of service, security practices, and data processing agreements.","legal documents, privacy policy, terms of service, data processing, compliance documents","Legal Center - LoanIntelligence.ai","Access our legal documents: privacy policy, terms of service, security practices, and data processing agreements.","dpa",{"_11":1278,"_170":1279,"_1174":1280,"_1176":1281,"_1178":1282},"Data Processing Agreement | LoanIntelligence.ai","GDPR-compliant Data Processing Agreement (DPA) for LoanIntelligence.ai. Zero document retention, EU Standard Contractual Clauses, sub-processor list.","data processing agreement, DPA, GDPR compliance, data protection, sub-processors, standard contractual clauses","Data Processing Agreement - LoanIntelligence.ai","GDPR-compliant DPA with zero document retention, EU Standard Contractual Clauses, and transparent sub-processor list.","cookies",{"_11":1285,"_170":1286,"_1174":1287,"_1176":1288,"_1178":1289},"Cookie Policy | LoanIntelligence.ai","Cookie policy for LoanIntelligence.ai. Learn how we use cookies to improve your experience and protect your privacy.","cookie policy, cookies, privacy, tracking, analytics","Cookie Policy - LoanIntelligence.ai","How we use cookies to improve your experience and protect your privacy.","compliance",{"_11":1292,"_170":1293,"_1174":1294,"_1176":1295,"_1178":1296},"Compliance | LoanIntelligence.ai","LoanIntelligence.ai compliance with data protection regulations. GDPR, CCPA, and industry standards for document processing.","compliance, GDPR, CCPA, data protection, regulatory compliance, document processing","Compliance - LoanIntelligence.ai","GDPR, CCPA, and industry standards compliance for document processing.","acceptableUse",{"_11":1299,"_170":1300,"_1174":1301,"_1176":1302,"_1178":1303},"Acceptable Use Policy | LoanIntelligence.ai","Acceptable use policy for LoanIntelligence.ai services. Guidelines for proper use of our underwriting intelligence API.","acceptable use, usage policy, API guidelines, terms of use","Acceptable Use Policy - LoanIntelligence.ai","Guidelines for proper use of our underwriting intelligence API.",{"_11":1305,"_170":1306,"_1174":1307,"_1176":1308,"_1178":1309},"Underwriting Intelligence API - $1/Document | LoanIntelligence.ai","$1/document API for complete underwriting intelligence. Partial packages welcome. Zero storage, <3min processing, JSON webhooks.","underwriting intelligence API, progressive loan processing API, partial package underwriting, commercial lending API, DSCR calculation API, LTV automation, zero storage API, webhook underwriting","Underwriting Intelligence API - Progressive Processing | $1/Document","Complete intelligence with every submission. 3 docs or 30—instant dashboard, calculations, risk scoring. $1/document, zero storage, JSON API.","pricing",{"_11":1312,"_170":1313,"_1174":1314,"_1176":1315,"_1178":1316},"Underwriting Intelligence Pricing | LoanIntelligence.ai","$1/document for complete underwriting intelligence. API: Pay-per-use. Professional: $1,500/mo. Enterprise: $3,500/mo. Submit partial packages anytime.","underwriting intelligence pricing, progressive processing pricing, loan document processing cost, commercial lending API pricing, per-document pricing","Underwriting Intelligence Pricing - $1/Document, Progressive Processing","$1/document for complete intelligence. Submit partial packages anytime. API: Pay-per-use. Professional: $1,500/mo. Enterprise: $3,500/mo.","howItWorks",{"_11":1319,"_170":1320,"_1174":1321,"_1176":1322,"_1178":1323},"How Progressive Underwriting Intelligence Works | LoanIntelligence.ai","$1/document delivers complete intelligence at every stage. Submit partial packages—get instant dashboard, calculations, risk scoring. ~3 min processing.","progressive underwriting, partial package processing, incremental loan underwriting, how underwriting intelligence works, loan document workflow","Progressive Underwriting Intelligence - Complete Results at Every Stage","Submit 3 docs or 30—get instant intelligence. Dashboard, calculations, risk scoring with every submission. $1/document, ~3 min, zero storage.","solutionsUnderwriting",{"_11":1326,"_170":1327,"_1174":1328,"_1176":1329,"_1178":1330,"_1331":1332,"_1333":1334},"Automated Underwriting Software for Commercial Loans","Save 2.5-5 hours per loan package. Excel-accurate DSCR/LTV calculations, compliance checks, audit trails. $1/doc, ~3 min.","automated underwriting software, loan underwriting automation, commercial loan underwriting, DSCR calculation automation, underwriting compliance software","Automated Underwriting Software - Save 5 Hours Per Package","Underwriting intelligence that saves 2.5-5 hours per package. Automated extraction, calculations, compliance checks, audit trails. $1/doc.","ogType","article","ogImage","https://loanintelligence.ai/og-image.png","solutionsLenders",{"_11":1337,"_170":1338,"_1174":1339,"_1176":1340,"_1178":1341,"_1331":1332,"_1333":1334},"Commercial Lending Software for Faster Loan Decisions","Respond to borrowers in minutes with instant underwriting intelligence. 3-minute assessment from complete or partial packages.","commercial lending software, loan package assessment, quick loan analysis, automated loan review, lending efficiency tools","Commercial Lending Software - Respond to Borrowers in Minutes","Instant underwriting intelligence from any loan package. 3-minute assessment, same-day borrower feedback.","solutionsPackaging",{"_11":1344,"_170":1345,"_1174":1346,"_1176":1347,"_1178":1348,"_1331":1332,"_1333":1334},"Loan Packaging Software That Eliminates Rejections","Catch errors before lenders do. Automated QC for completeness, accuracy, compliance. Process 3x more packages with fewer rejections.","loan packaging software, loan packaging automation, loan package quality control, automated loan document review, loan file preparation","Loan Packaging Software - Eliminate Lender Rejections","Pre-submission QC catches errors before lenders do. Process 3x more packages, fewer rejections.","solutions",{"_11":1351,"_170":1352,"_1174":1353,"_1176":1354,"_1178":1355,"_1331":1356,"_1333":1334},"Commercial Lending Solutions | LoanIntelligence.ai","AI-powered underwriting solutions for commercial lending teams, lenders, and loan packagers. 3-minute analysis, $1/document.","commercial lending solutions, underwriting automation, loan processing software, lending workflow automation, AI lending platform","Commercial Lending Solutions - AI-Powered Underwriting Intelligence","Transform your workflow with AI-powered underwriting intelligence. Solutions for every role in commercial lending.","website","structuredData",{"_1359":1360,"_1356":1366,"_1369":1370,"_1392":1393,"_1407":1408},"organization",{"_274":1010,"_170":1361,"_1362":1010,"_1363":1364,"_1365":1144},"AI-powered underwriting intelligence platform for commercial real estate loans. Progressive processing enables complete intelligence at every stage with zero data storage.","legalName","foundingDate","2024","slogan",{"_274":1010,"_170":1367,"_959":1368},"Underwriting intelligence infrastructure for commercial real estate loans","Search documentation...","softwareApplication",{"_274":1371,"_170":1372,"_1373":1374,"_1375":1376,"_1377":1378,"_1379":1380,"_1381":1382,"_1383":1384},"LoanIntelligence.ai API","API-first underwriting intelligence platform. Lifecycle-aware processing from first document to funding—submit partial packages and get instant dashboards, calculations, and risk scoring at every stage. $1 per document with zero data storage.","applicationCategory","FinanceApplication","operatingSystem","Any (REST API)","price","1.00","priceCurrency","USD","priceDescription","Per document processed","features",[1385,1386,1387,1388,1389,1390,1391],"Lifecycle-aware progressive processing","Instant underwriting dashboard","Automated calculations (LTV, DSCR, DCR)","Risk scoring and analysis","Zero data storage policy","JSON and PDF outputs","Webhook notifications","product",{"_401":1394,"_403":1397,"_405":1403},{"_274":1395,"_170":1396,"_1377":1378,"_1379":1380},"API Access","Pay-per-use underwriting intelligence. $1 per document with $25 welcome credits. Complete dashboard, calculations, and risk scoring with zero data storage.",{"_274":1398,"_170":1399,"_1377":1400,"_1379":1380,"_1401":1402},"Professional Plan","25% discount on all documents (75¢/doc). Includes 1,500 documents/month (~100 loan packages). Priority support and rate limits.","1500","billingPeriod","MONTH",{"_274":1404,"_170":1405,"_1377":1406,"_1379":1380,"_1401":1402},"Enterprise Plan","50% discount on all documents (50¢/doc). Includes 7,000 documents/month (~350 loan packages). Priority support and higher rate limits.","3500","aggregateRating",{"_1409":1410,"_1411":1412,"_1413":1414},"ratingValue","4.9","reviewCount","127","bestRating","5","components",{"_1417":1418,"_1431":1432,"_1442":1443,"_1450":1451,"_1462":1463,"_1470":1471,"_1491":1492,"_1940":1941,"_1383":1951,"_831":1977,"_2011":2012,"_2049":2050,"_2054":2055,"_2169":2170,"_856":2271,"_2273":2274,"_554":2282,"_2293":2294,"_2673":2674,"_2677":2678,"_2685":2686,"_1349":2687,"_353":2720,"_2723":2724},"accessibility",{"_1419":1420,"_1421":1422,"_1423":1424,"_1425":1426,"_1427":1428,"_1429":1430},"toggleMenu","Toggle menu","closeMenu","Close menu","selectLanguage","Select language","userMenu","User menu","expandSidebar","Expand sidebar","collapseSidebar","Collapse sidebar","api-key",{"_1433":1434,"_1435":1436,"_1437":1438,"_1439":1440,"_1441":919},"regenerateTitle","Regenerate API Key","regenerating","...","regenerateSymbol","↻","copied","✓ Copied","copy","bar-chart",{"_1444":1445},"tooltip",{"_1446":1447,"_1448":1449},"single","{count} document","multiple","{count} documents","call-to-action",{"_1452":1453,"_1458":1459},"callToAction",{"_11":1454,"_170":1455,"_1456":964,"_922":1457},"Start Processing Loans Today","Turn every loan package into complete underwriting intelligence in under three minutes.","primaryCta","Instant activation. No setup fees. Cancel anytime.","demoCallToAction",{"_984":931,"_1460":1461},"startWithCredits","Start with $25 Credits","confirmation-input",{"_1464":1465,"_1466":1467,"_1468":1469},"defaultLabel","Type {text} to confirm","errorHint","Please type {text} exactly to continue.","confirmed","Confirmed. You're good to go.","demo-layout",{"_1472":1473,"_1475":1476,"_1486":1487},"announcement",{"_11":1474,"_924":964},"Interactive Demo","navigation",{"_1477":1478,"_1481":1482},"groups",{"_1479":1480,"_688":689},"main","Main","items",{"_612":1149,"_1103":1483,"_688":689,"_1484":1485},"Loan Intelligence","apiKeys","API Keys","mobile",{"_1488":1489,"_11":1490},"openNav","Open navigation","Navigation","demo-viewer",{"_11":1493,"_1494":1495,"_1496":1497,"_13":1498,"_1499":1500,"_1503":1504,"_538":1505,"_85":1506,"_1507":1508,"_1509":538,"_1510":1511,"_1512":1513,"_1548":1549,"_1562":1563,"_1085":1575,"_1581":1582,"_370":1667,"_1543":1673,"_270":1713,"_924":1808,"_1415":1811,"_1832":1833,"_1844":1845},"Underwriting Intelligence ","titleHighlight","in Action","titleHighlightStyle","highlight-italic","Watch it evaluate a loan package against your credit policies in minutes","results",{"_11":1501,"_13":1502},"Multi-Format Intelligence Deliverables","Access underwriting intelligence as PDF report, 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Excel-accurate calculations, complete audit trails, built-in compliance checks.",[2716,2717,2718],"2.5-5 hour time savings","Complete audit trails","Compliance-ready","/solutions/for-underwriting-teams",{"_2721":2722},"dismiss","Dismiss notification","user-menu",{"_7":372,"_370":1149,"_1484":1485,"_688":689,"_554":556,"_2725":2726,"_2727":2728},"logOut","Log out","plans",{"_401":402,"_403":2729,"_405":2730},"PRO","ENT",{"_2732":2733,"_2795":2796,"_742":3074},"auth",{"_2732":2734,"_2748":2749,"_2784":2785},{"_1214":2735,"_2741":2742,"_25":2745},{"_11":2736,"_13":2737,"_2738":2739,"_85":2740},"Sign in to LoanIntelligence","Use your Google account to access your dashboard","button","Sign in with Google","Signing in...","logout",{"_2738":2743,"_348":2744},"Sign Out","Are you sure you want to sign out?",{"_11":2746,"_1943":2747,"_123":124},"Authentication Error","There was a problem signing you in. Please try again.","signup",{"_11":2750,"_13":2751,"_2752":2753,"_2754":2755,"_1852":2392,"_2756":2757,"_1853":2356,"_2758":2759,"_2760":2761,"_2762":2763,"_2764":2765,"_2766":2767,"_2768":2769,"_2770":2771,"_2772":2773,"_2774":2775,"_2776":2003,"_2777":2777,"_2778":2002,"_627":2779},"Create Your Account","Get started with LoanIntelligence.ai","googleButton","Continue with Google","orDivider","or","namePlaceholder","John Doe","emailPlaceholder","you@company.com","passwordLabel","Password","passwordPlaceholder","Enter a secure password","passwordHint","Minimum 8 characters","submitButton","Create Account","submitting","Creating account...","haveAccount","Already have an account?","loginLink","Sign in","termsNotice","By creating an account, you agree to our","termsLink","and","privacyLink",{"_2780":2781,"_2782":2783},"initFailed","We couldn't start signup. Please refresh and try again.","oauthFailed","Google signup failed. 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We store your processing cache in your Google App Data folder to prevent duplicate processing.","Learn more in our Privacy Policy","Authorize Google Drive","Opening authorization...",{"_2904":2905,"_87":2906,"_2907":2908,"_2909":2910,"_2911":2912,"_2913":2914},"denied","Drive access is required to sync your documents. Please authorize to continue.","An error occurred during Drive authorization. Please try again.","generateUrlFailed","Failed to generate authorization URL","authorizationFailed","Authorization failed","disconnectDriveFailed","Failed to disconnect Drive","disconnectFailed","Failed to disconnect","checking","Checking authorization...",{"_11":2918,"_13":2919,"_1577":2920,"_2921":2922,"_2923":2924,"_2205":2925,"_2926":2927},"Google Drive Connected","Ready to select your folder","Authorization Complete","granted","Drive and Sheets access granted","continue","Continue","Disconnect Google Drive","disconnecting","Disconnecting...","folderPicker",{"_2880":2930,"_2882":2807,"_11":2931,"_13":2932,"_2933":2934,"_2935":2936,"_944":945,"_2937":2938,"_178":2939,"_2940":2941,"_25":2942,"_947":2948,"_2865":2949,"_924":2924,"_2721":2875,"_2950":2951},"Step 2 of 3","Select Your Google Drive Folder","Choose where your loan documents will be stored and processed","folderLabel","Google Drive Folder","sharedDrive","Shared Drive","selectPrompt","Click to select a folder","Loading Google Picker...","createPrompt","Choose an existing folder or create a new one",{"_2943":2944,"_11":2945,"_2946":2947},"noFolder","Please select a Google Drive folder first","Folder Selection Error","saveFailed","Failed to save folder selection","← Back","Continue...","warning","Only this folder will be monitored. 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Please try again or contact support.","retryButton","Retry Verification","dashboardButton","supportButton","Verifying Your Account Setup","Checking permissions and secure storage access","This only takes a few seconds...","Verification Progress",{"_688":3007,"_3008":3009,"_3010":3011,"_3012":3013},"Verifying account details","driveAccess","Checking Google Drive access","appData","Verifying secure storage (AppData)","finalizing","Finalizing setup","We use a hidden AppData folder to securely store encryption keys and cache for your documents.","oneTime","We're making sure everything is ready for you to start processing.",{"_2882":3018,"_2995":3019,"_243":3020,"_3000":941,"_2998":124,"_11":3021,"_13":3022,"_2950":3023,"_2093":3024,"_2338":3025,"_97":3032,"_3015":3033},"Setting up your workspace","Setup Failed","We encountered an error setting up your workspace. Please try again or contact support.","Setting Up Your Workspace","This will take about 2-3 minutes","Please don't close this window while we set up your workspace","Setting up...",{"_2852":3026,"_3027":3028,"_2854":3029,"_3030":3031},"Provisioning container","engine","Starting intelligence engine","Connecting Google Drive","health","Verifying system health","We're creating your dedicated workspace with Google Drive integration","This is a one-time setup process",{"_11":3035,"_13":3036,"_139":3037,"_2790":3046},"You're All Set!","Your professional pipeline is ready to process loan documents",{"_2852":3038,"_2854":3041,"_2226":3043},{"_11":3039,"_170":3040},"Account Active","Your subscription and pipeline are ready",{"_11":2918,"_170":3042},"We're watching your folder for new documents",{"_11":3044,"_170":3045},"Ready to Process","Upload documents anytime to start","Redirecting to dashboard...",{"_11":3048,"_13":3049,"_3050":3051,"_2817":1395,"_1310":3054,"_2848":3055,"_2832":3056,"_2857":3066,"_2871":3067,"_2861":2862,"_2863":2864,"_2865":3068,"_924":3069,"_1262":3070,"_947":3071},"Set Up Your API Access","Complete payment setup to start processing documents","cancelled",{"_11":3052,"_1943":3053},"Payment Setup Canceled","No worries! You can continue when you're ready.","$1 per document processed","What You Get:",{"_3057":3058,"_3059":3060,"_3061":3062,"_990":3063,"_3064":3065},"payPerUse","Pay-per-use pricing - only pay for documents you process","jsonApi","JSON API access with documentation and examples","noCommitment","No minimum commitment - cancel anytime","Email support and API key management dashboard","rateLimits","Rate limits: 100 req/hour, 1,000 req/day","Includes $25 in welcome credits (25 free documents to test our quality)","$25 Welcome Credits Included","Activating...","Activate API Access","Payments securely processed by Stripe","← Back to Dashboard",{"_370":1149,"_2813":2814,"_3073":2996,"_382":383},"verificationFailed",{"_11":1847,"_826":3075},{"_1924":3076,"_589":3086,"_56":3094},{"_11":3077,"_139":3078,"_2190":2191,"_3079":3080,"_2177":3081,"_3082":3083,"_3084":3085},"Google Drive Processing","Connection Status","notConnected","Not Connected","Sync Folder","changeFolder","Change Folder","revoke","Revoke Access",{"_11":3087,"_3088":1865,"_3089":3090,"_3091":3092,"_351":3093},"Subscription Management","currentPlan","upgrade","Upgrade Plan","downgrade","Downgrade Plan","Cancel Subscription",{"_11":3095,"_247":248,"_251":252,"_139":140,"_3096":3097},"Billing History","invoice","Invoice",{"_3099":3100,"_1220":3108,"_401":3111,"_2277":3521,"_1234":3566,"_1227":3569,"_370":3572,"_3269":4622,"_405":4712,"_1241":4825,"_4997":4998,"_3522":5084,"_1269":5088,"_1214":5959,"_1310":5988,"_6101":6102,"_6109":6110,"_1349":6159,"_6599":6600},"404",{"_3101":3102,"_11":3103,"_170":3104,"_924":950,"_2923":3105,"_3106":3107},"seoTitle","Page Not Found | LoanIntelligence.ai","Page Not Found","But we can help you find a revolutionary underwriting AI agent","See it in Action","helpfulLinks","Helpful Links",{"_11":3109,"_170":3110},"About Us","Learn about our mission, team, and the technology behind LoanIntelligence.ai.",{"_11":1898,"_170":3112,"_2011":3113,"_3123":3124,"_3139":3140,"_3159":3160,"_3170":3171,"_3203":3204,"_3221":3222,"_3064":3262,"_1262":3292,"_1900":3305,"_3324":3325,"_3332":3333,"_3353":3354,"_3371":3372,"_3385":3386,"_924":3400,"_1484":3404,"_3508":3509},"Complete API documentation, code examples, and getting started guides coming soon. 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Delete a key to create a new one.","Loading API keys...","emptyState",{"_11":3519,"_170":3520},"Get started:","Create your first API key to access the LoanIntelligence API.",{"_3522":3523,"_125":3548},"index",{"_1168":3524,"_2011":3527,"_826":3532,"_3535":3536,"_924":3541},{"_11":3525,"_170":3526},"Underwriting & Compliance Insights for Lending Teams","Problem-first insights for commercial lending operations. Real challenges, practical approaches—from compliance bottlenecks to automation that actually works.",{"_3528":3529,"_11":3530,"_13":3531},"pill","Insights","Insights for lending teams who feel the squeeze.","Real challenges in commercial lending. Practical approaches to compliance, document processing, and the automation that actually works.",{"_3533":3534},"moreArticles","More Articles","card",{"_3537":3538,"_3539":3540},"byline","By LoanIntelligence.ai Team","readArticle","Read article ->",{"_3542":3543,"_11":3544,"_3545":3546,"_2738":3547},"eyebrow","Plans & Pricing","Find the right plan for your lending workflow.","body","Compare tiers, usage, and add-ons built for underwriting and operations teams.","View pricing",{"_3549":35,"_29":3550,"_3551":3552,"_3553":3554,"_3555":3556,"_3557":3558,"_3537":3538,"_3559":3560,"_924":3561},"loadingTitle","Failed to load article","notFoundTitle","Article not found.","notFoundBody","The article you are looking for does not exist or has moved.","backToArticles","Back to articles","imageAlt","Illustration for {title}","relatedTitle","Related reading",{"_3542":3562,"_11":3563,"_3545":3564,"_2738":3565},"Put the guidance to work","Bring policy intelligence into underwriting.","Connect documents, rules, and exceptions so teams move faster with confidence.","Explore pricing",{"_11":3567,"_170":3568},"Careers","Join our team and help build the future of loan underwriting intelligence.",{"_11":3570,"_170":3571},"Contact Us","Get in touch with our team for sales inquiries, support, or partnership opportunities.",{"_688":3573,"_78":3615,"_493":3689,"_3703":3704,"_3522":4089,"_554":4518,"_2977":4529,"_1262":4567},{"_11":1847,"_13":1848,"_1849":3574,"_895":3600,"_178":3614},{"_11":1851,"_13":3575,"_1005":3576,"_3582":3583,"_3587":3588,"_946":3590},"Your account information",{"_274":275,"_992":582,"_3577":3578,"_3579":1861,"_3580":3581},"signInMethod","Sign-in Method","accountId","memberSince","Member Since","values",{"_3584":3585,"_3586":2124},"nameNotSet","Not set","unknownDate","providers",{"_3589":1857},"google",{"_2738":782,"_11":3591,"_170":3592,"_2756":3593,"_3594":3595,"_3447":3596,"_783":3597,"_52":3598,"_25":3599},"Edit Profile","Update your display name. 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Our AI will extract the rules and guidelines automatically.","Upload Policy PDF",{"_3641":3642,"_143":144,"_133":3647,"_462":3648,"_283":3649},"ownership",{"_3643":3644,"_3645":2182,"_3646":2182},"owned","Your Policy","global","shared","{count} rules","Updated {date}",{"_946":782,"_310":311,"_853":854},{"_11":84,"_13":3651,"_89":3652,"_3658":3659},"Upload a PDF of a lender's credit box or underwriting guidelines",{"_11":3653,"_170":3654,"_2593":3655,"_3656":3657},"Drop PDF here or click to browse","Maximum file size: 20MB","Uploading...","extracting","Extracting policy rules...","extractionPreview",{"_11":3660,"_3661":3662,"_3663":3664,"_143":144,"_3665":3666,"_783":3667,"_351":352},"Extracted Policy","lenderName","Lender Name","documentTitle","Document Title","rulesExtracted","{count} rules extracted","Save Policy",{"_11":3669,"_3661":3662,"_3663":3664,"_143":144,"_3670":3671,"_783":3597,"_351":352},"Edit Policy","loanTypesHint","Comma-separated (e.g., dscr, conventional, bridge)",{"_11":3673,"_1943":3674,"_348":311,"_351":352},"Delete Policy?","This will deactivate the policy. It won't be used for future loan evaluations.",{"_3676":3677,"_2666":3678,"_3679":3680,"_2946":3681,"_3682":3683},"loadFailed","Failed to load policies. Please try again.","Failed to upload policy. Please try again.","extractFailed","Failed to extract policy from PDF. Please ensure it's a valid credit policy document.","Failed to save policy. Please try again.","deleteFailed","Failed to delete policy. Please try again.",{"_2302":3685,"_3686":3687,"_360":3688},"Policy uploaded and extracted successfully","saved","Policy saved successfully","Policy deleted successfully",{"_11":495,"_170":3690,"_785":3691,"_2766":3692,"_241":3693,"_243":3694,"_3695":3696,"_3697":3698,"_3699":3700,"_82":2615,"_3701":3702,"_85":1576},"We read every message. What's on your mind?","Enter your message here...","Send","Feedback sent!","Couldn't send that. Please try again.","voiceFeedback","Voice Feedback","angelFeature","Angel Feature","record","Record","audioHint","Record up to 5:00 per message","google-drive",{"_11":2679,"_13":3705,"_163":3706,"_378":3709,"_3712":3713,"_3743":3744,"_3736":3914,"_2205":3927,"_3931":3932,"_3953":3954,"_910":3980,"_3981":3982,"_1503":4057},"Connect and manage your Google Drive Processing",{"_11":3707,"_13":3708},"Loan Intelligence Dashboard","Real-time underwriting scores and document readiness for all your loan packages",{"_11":3710,"_1943":3711},"Feature Not Available","Contact support to enable Drive Processing for your account.","standard",{"_3714":3715,"_627":3716,"_2800":3719,"_1577":3733,"_3736":3737},"connectSubtitle","Connect your Google Drive to process loan documents",{"_3717":3718,"_2909":2910},"authorizationDenied","Authorization was denied",{"_11":2802,"_170":3720,"_3721":3722,"_2887":3723,"_1248":3730,"_924":2802,"_3731":3732},"Authorize access to process your loan documents.","permissionsTitle","What we need access to:",{"_2177":3724,"_1581":3727},{"_11":3725,"_170":3726},"Selected folders only","We only access folders you explicitly select",{"_11":3728,"_170":3729},"Create spreadsheets","To output your loan dashboard","Your documents are processed securely and never stored.","connecting","Connecting...",{"_11":3734,"_170":3735,"_924":2990},"Google Drive Connected!","You're ready to process your first property.","management",{"_3738":3739,"_3740":3741,"_3742":2681},"infoTitle","Ready to process","infoDescription","Select a property folder to analyze loan documents.","processButton","setup",{"_2093":3745,"_3746":3747,"_3759":3760,"_3769":3770,"_3788":3789,"_3801":3802,"_3814":3815,"_3833":3834,"_3846":3847,"_3861":3862,"_3878":3879,"_3893":3894,"_3910":3911},"Step {{current}} of {{total}}","createProject",{"_11":3748,"_13":3749,"_3750":3751,"_3752":3753,"_3754":3755,"_3756":3757,"_348":3758},"Create Your Google Cloud Project","We'll start by creating a project, then grab its project number.","instruction1","Open","googleCloudConsoleLink","Google Cloud Console","instruction2","Use this suggested project name:","projectNameLabel","Project name","I've created my Google Cloud project","getProjectNumber",{"_11":3761,"_13":3762,"_3750":3751,"_3763":3764,"_3754":3765,"_3766":3767,"_785":786,"_95":3768},"Get Your Project Number","Now let's grab the project number, then we'll enable the required APIs.","projectSettingsLink","Project Settings","Copy the \"Project number\" (12-digit number, not project ID)","instruction3","Paste it below:","12-digit number from the Settings page","enableApis",{"_11":3771,"_13":3772,"_3773":3774,"_3775":3776,"_348":3787},"Enable Required APIs","Enable three APIs, then we'll configure your app's identity.","instruction","Enable each API by clicking the link and then clicking \"Enable\":","apis",{"_2854":3777,"_1581":3780,"_3783":3784},{"_274":3778,"_170":3779},"Google Drive API","— file access",{"_274":3781,"_170":3782},"Google Sheets API","— spreadsheet output","picker",{"_274":3785,"_170":3786},"Google Picker API","— folder selection","I've enabled all three APIs","configureConsent",{"_11":3790,"_13":3791,"_3750":3751,"_3792":3793,"_3754":3794,"_3795":3796,"_1853":582,"_3766":3797,"_3798":3799,"_348":3800},"Configure OAuth Consent Screen","Set up your app's identity, then we'll add the required permissions.","consentScreenLink","OAuth consent screen","Enter an app name and your email for user support:","appNameLabel","App name","Select \"External\" as the user type, then click Create","instruction4","Enter your email again for developer contact, then click Save:","I've configured the OAuth consent screen","addTestUsers",{"_11":3803,"_13":3804,"_3805":3806,"_3750":3751,"_3807":3808,"_3754":3809,"_3766":3810,"_3811":3812,"_348":3813},"Add Yourself as a Test User","Google requires you to register as a test user before you can connect.","explanation","Since your OAuth app is in \"Testing\" mode, only registered test users can authorize it.","testUsersLink","Test users","Click \"Add users\"","Paste your email address and save:","yourEmailLabel","Your email","I've added myself as a test user","configureScopes",{"_11":3816,"_13":3817,"_3750":3751,"_3818":3819,"_3754":3820,"_3766":3821,"_3798":3822,"_3823":3824,"_3825":3826,"_3827":3828,"_348":3829,"_3830":3831,"_3832":3321},"Add Required Scopes","Add the permissions your app needs, then we'll create your credentials.","dataAccessLink","Data access","Click \"Add or remove scopes\"","Paste these URLs into \"Manually add scopes\":","Click \"Add to table\", then \"Update\"","instruction5","Click \"Save\" at the bottom of the page","verificationNoteTitle","Ignore the verification warning","verificationNote","Google will show \"Your app requires verification\" — you can safely ignore this. This is your own app accessing your own Drive, so verification isn't required.","I've added the scopes and clicked Save","copyTooltip","Copy all scopes","copiedTooltip","publishApp",{"_11":3835,"_13":3836,"_3750":3837,"_3838":3839,"_3754":3840,"_3766":3841,"_1041":3842,"_3843":3844,"_348":3845},"Publish Your App","Almost there! Publish to prevent token expiration, then connect your Drive.","Go to","audienceLink","Audience","Under \"Publishing status\", click \"Publish App\"","Confirm the prompt","Publishing allows you to access your Drive reliably without having to re-authorize every week.","noteLabel","Why publish?","I've published my app","createClient",{"_11":3848,"_13":3849,"_3750":3751,"_3850":3851,"_3754":3852,"_3766":3853,"_1852":275,"_3854":3855,"_3856":3857,"_2950":3858,"_3798":3859,"_348":3860},"Create OAuth Client","Create your credentials and download them, then upload to LoanIntelligence.","createClientLink","Create OAuth client","Select Web application as the application type","Enter a name and add the URLs below:","jsOriginsLabel","Authorized JavaScript origins","redirectUrisLabel","Authorized redirect URIs","Important: If using Brave or a pop-up blocker, disable shields first","Click Create, then click \"Download JSON\" to save your credentials","I've created the client and downloaded the JSON file","uploadCredentials",{"_11":3863,"_13":3864,"_89":3865,"_627":3874},"Upload OAuth Credentials","Upload the JSON file you just downloaded, then we'll create an API key.",{"_11":3866,"_95":3867,"_3868":3869,"_3870":3871,"_3872":3873},"Drag & drop your credentials JSON here","File is named like","hintFilename","client_secret_*.json","browse","Browse files","changeFile","Choose different file",{"_3875":3876,"_773":3877},"notJson","Please upload a JSON file","Invalid JSON file","createApiKey",{"_11":3880,"_13":3881,"_3750":3751,"_3882":3883,"_3754":3884,"_3766":3885,"_785":3886,"_95":3887,"_3888":3889,"_924":3890,"_627":3891},"Create Google Picker API Key","One last key for the folder picker, then we'll publish your app.","createApiKeyLink","Create API key","Select \"Public data\" and click Next","Copy the API key and paste it below:","AIzaSy...","Starts with \"AIza\"","securityNote","All credentials are encrypted with AES-256-GCM before storage.","Save & Continue",{"_2666":3892},"Failed to save credentials","connectDrive",{"_11":3895,"_13":3896,"_170":3897,"_924":2802,"_627":3898,"_3903":3904},"Connect Your Google Drive","Final step! Authorize access and you're all set.","You'll be redirected to Google to authorize access. The consent screen will be from your Google Cloud project.",{"_3899":3900,"_3901":3902},"authStartFailed","Failed to start authorization","connectFailed","Failed to connect","unverifiedWarning",{"_11":3905,"_170":3906,"_3127":3907,"_3131":3908,"_3135":3909},"You'll see an \"unverified app\" warning","This is expected for personal OAuth apps. To continue:","Click \"Advanced\" at the bottom left","Click \"Go to {{appName}} (unsafe)\"","Review permissions and click \"Continue\"","configureOauth",{"_11":3912,"_13":3913},"Configure OAuth & Create Credentials","Set up the OAuth consent screen and create your client credentials.",{"_1868":2191,"_3915":3916,"_992":582,"_3917":3918,"_2190":2191,"_3919":3920,"_2943":3921,"_2183":2807,"_3082":3083,"_3922":3923,"_3924":3925,"_2205":3926},"connectedAccount","Connected Account","project","Project","monitoredFolder","Monitored Folder","No folder selected yet.","filesProcessed","{{count}} files processed","lastSync","Last sync: {{time}}","Disconnect Integration",{"_11":3928,"_2950":3929,"_1943":3930,"_351":352,"_348":2206,"_2926":2927},"Disconnect Integration?","This action will immediately revoke access.","Your Google Drive credentials will be removed and any active monitoring will stop. You can reconnect and set up again anytime.","tokenExpired",{"_11":3933,"_170":3934,"_3935":3936,"_3939":3940,"_3947":3948,"_924":3951,"_2790":3952},"Authorization Expired","Your Google authorization has expired and needs to be renewed.","why",{"_11":3937,"_170":3938},"Why did this happen?","Google automatically revokes tokens after 7 days for OAuth apps in Testing mode.","fix",{"_3941":3942,"_3943":3944,"_3945":3946,"_2598":3185},"publishTitle","Publish your OAuth app","publishDesc","Open Google Cloud Console and click \"Publish App\" to move from Testing to Production.","publishButton","Open Google Cloud Console","warningTip",{"_11":3949,"_170":3950},"You'll see an \"Unverified app\" warning","This is expected. Click \"Advanced\" at the bottom, then click \"Go to [Your App Name]\" to continue.","Reconnect to Google Drive","Redirecting...","modeSelection",{"_3955":2802,"_170":3956,"_3957":3958,"_593":3959,"_1011":3970},"heading","Choose how you'd like to integrate your Google Drive","canSwitchLater","You can change this later in Settings",{"_11":3960,"_13":3961,"_1383":3962,"_924":2924},"Bring Your Own Auth","Full automation with your own credentials",{"_3963":3964,"_3965":3966,"_3967":3968,"_3743":3969},"monitoring","Perpetual folder monitoring","automatic","Automatic processing when files added","output","PDF + Google Sheets output","Requires: Google Cloud setup (10-15 min guided)",{"_11":3971,"_13":3972,"_1383":3973,"_924":2924},"Manual Folder Selection","You choose which folder to process",{"_3974":3975,"_3976":3977,"_3967":3968,"_3978":3979},"instant","One-click setup (instant)","noProject","No Google Cloud project needed","control","Full control over what gets processed",{"_947":948,"_2923":2924},"manualPicker",{"_11":3983,"_938":3984,"_627":3985,"_2732":4004,"_2226":4018,"_3736":4034},"Manual Picker","Checking authorization status...",{"_3717":3986,"_2909":3987,"_3988":3989,"_3990":3991,"_3992":3993,"_3994":3995,"_3996":3997,"_3998":3999,"_4000":4001,"_4002":4003},"Authorization was denied. Please try again.","Authorization failed. Please try again.","checkStatusFailed","Failed to check auth status","failedCheckStatus","Failed to check status","pickerNotLoaded","Google Picker not loaded. Please refresh the page.","failedAccessToken","Failed to get access token","failedOpenPicker","Failed to open picker","failedStartProcessing","Failed to start processing","failedProcessFolder","Failed to process folder","pickerNotConfigured","Picker not configured. Contact administrator.",{"_11":4005,"_13":4006,"_1383":4007,"_924":2901,"_4016":4017},"Authorize Manual Picker","Grant access to select files from your Google Drive",{"_4008":4009,"_4010":4011,"_4012":4013,"_4014":4015},"accessFiles","Access files you explicitly select","readWrite","Read and write selected folders","createOutput","Create output files automatically","noOtherAccess","No access to other Drive files","backToModeSelection","← Back to mode selection",{"_4019":2191,"_11":4020,"_13":4021,"_4022":4023,"_4028":4029,"_85":1576,"_936":4030,"_4031":4032,"_178":35,"_2205":4033},"connectedBadge","Manual Picker Ready","Select a folder from your Google Drive to analyze","instructions",{"_3127":4024,"_3131":4025,"_3135":4026,"_3362":4027},"Click button to open Drive picker","Choose your loan documents folder","We process all supported files","Download PDF report when done","processingFolder","Processing folder...","Loading picker...","selectFolderButton","Select Folder & Process","Disconnect manual picker",{"_4035":4036,"_4037":3983,"_139":140,"_4038":2191,"_4039":4040,"_831":4041,"_4042":3044,"_4043":4044,"_1317":4045,"_4046":4047,"_4052":4053,"_270":4054},"mode","Mode","modeValue","statusValue","processFolder","Process Folder","Connected via Manual Picker. Select a folder to process your loan documents.","readyTitle","readyDescription","Click \"Process Folder\" to select a folder from your Google Drive. All supported documents will be analyzed automatically.","How it works","howItWorksSteps",{"_3127":4048,"_3131":4049,"_3135":4050,"_3362":4051},"Click \"Process Folder\" to open Google Drive","Select a folder containing loan documents","We process PDFs, DOCX, XLSX, and images","Results are written back to your folder","changeMode","Switch to a different integration mode",{"_2177":4055,"_3274":4056,"_139":140,"_247":248},"Folder","Files",{"_11":4058,"_205":4059,"_4060":4061,"_178":4062,"_477":478,"_185":4063,"_139":4066,"_1098":4069,"_1094":4074,"_2194":4075,"_2247":4076},"Property Folders","No property folders found in your selected folder","emptyDescription","Create property folders inside your selected parent folder. Each property folder should contain loan documents for processing.","Loading property folders...",{"_2147":1684,"_139":140,"_538":642,"_1098":2228,"_4064":4065,"_283":284},"lastProcessed","Last Processed",{"_85":4067,"_859":860,"_87":298,"_573":4068},"Processing","Not processed",{"_4070":4071,"_1581":4072,"_1670":1671,"_2500":4073},"pdf","PDF","Sheets","No outputs","{{amount}} billed","Auto-refreshes while properties are processing",{"_2738":2248,"_11":4077,"_170":4078,"_4079":4080,"_4081":4082,"_4083":4084,"_4085":4086,"_351":352,"_348":4077,"_625":2989,"_52":4087,"_25":4088},"Reprocess Property","You are about to reprocess:","costEstimate","Estimated Cost: ${{cost}}","billingNote","You will be billed $1.00 per document processed","documentsDetected","~{{count}} documents detected","confirmation","I understand that I will be billed for reprocessing this property","Reprocessing started for \"{{folderName}}\" ({{fileCount}} files)","Failed to start reprocessing",{"_178":4090,"_2741":2743,"_11":1149,"_123":124,"_13":4091,"_4092":4093,"_2815":4094,"_4095":4096,"_3579":1861,"_2813":2814,"_139":4097,"_4103":4104,"_4144":4145,"_9":4150,"_85":4156,"_899":4165,"_895":4174,"_4205":4206,"_4208":3422,"_4209":4210,"_1441":919,"_1439":3321,"_4211":4212,"_1435":4213,"_4214":4215,"_4216":4217,"_4218":4219,"_4220":4221,"_4222":4223,"_4224":4225,"_4226":4227,"_4228":4229,"_51":51,"_4230":4231,"_1896":1898,"_4232":4233,"_990":4234,"_4235":4236,"_4237":4238,"_4239":4240,"_4241":4242,"_4243":4244,"_4245":4246,"_211":4247,"_4274":4275,"_422":4297,"_4305":4306,"_4316":4317,"_4321":4322,"_2852":4350,"_2854":4384,"_4461":4462,"_4468":4469,"_4487":4488},"Loading dashboard...","Manage your account and usage","authRedirect","Redirecting to login...","Welcome back","welcomeBack","Welcome back, {name}",{"_11":4098,"_589":4099,"_899":4100,"_4101":4102},"Account Status","Subscription","Usage This Month","nextBilling","Next Billing Date","banners",{"_4105":4106,"_4109":4110,"_846":4113,"_546":4118,"_890":4124,"_211":4127,"_4130":4131,"_548":4136,"_3050":4141},"paymentSuccess",{"_11":4107,"_1943":4108,"_2721":2875},"Payment Setup Complete! 🎉","You're all set! Your API key is ready below.","activating",{"_11":4111,"_1943":4112},"Activating Your API Access...","Setting up your account and generating your API key.",{"_11":4114,"_1943":4115,"_477":478,"_967":968,"_4116":4117},"Taking Longer Than Expected","Payment successful, but API key setup is still in progress.","emailSubject","API Key Not Generated",{"_11":4119,"_4120":4121,"_4122":4123},"Trial Active - {planName}","endsOn","Ends {date}.","chargeWarning","You'll be charged automatically unless you cancel.",{"_11":4125,"_1943":4126},"Get Started with a Plan","Choose a plan to start processing loan documents.",{"_11":4128,"_1943":4129},"Welcome Credits Active - {planName}","You have welcome credits remaining. Billing starts after credits are used.","canceling",{"_11":4132,"_1943":4133,"_4134":4135},"Subscription Scheduled to End","Your {planName} plan will remain active until the end of your billing period.","reactivate","Reactivate",{"_11":4137,"_1943":4138,"_4139":4140},"Payment Failed","Please update your payment method to continue using {planName}.","updatePayment","Update Payment",{"_11":4142,"_1943":4143},"Subscription Cancelled","Choose a plan to continue processing documents.","quickActions",{"_11":4146,"_3893":2802,"_4147":4148,"_3328":4149},"Quick Actions","viewSettings","View Settings","View Documentation",{"_11":12,"_13":14,"_178":4151,"_25":4152,"_4153":4154,"_4060":4155},"Loading latest events...","Unable to load activity feed.","emptyTitle","No recent activity yet","Processing events will appear here as soon as documents start running.",{"_11":4157,"_13":4158,"_255":4159,"_3517":4161,"_139":4162},"Processing Monitor","Track document processing",{"_2073":4160,"_859":860,"_87":298},"In Progress","No active processing jobs",{"_4163":4164,"_85":4067,"_1577":1817,"_25":413},"idle","Idle",{"_11":4166,"_904":3458,"_4167":4168,"_4169":4170,"_538":538,"_4171":4172,"_674":4173},"Current Usage","apiRequests","API requests","remaining","Remaining","overage","Overage","processing sessions",{"_11":1865,"_13":3601,"_1868":164,"_4175":4176,"_4177":4178,"_3607":549,"_4179":166,"_4180":4181,"_4182":4183,"_4184":4185,"_4186":4187,"_4188":3077,"_4189":4190,"_4191":4192,"_4193":4194,"_4195":4196,"_4197":4198,"_3089":4199,"_890":4200,"_4201":4202,"_4203":4204},"statusCredits","Credits Active","statusTrial","Trial Active","statusInactive","apiPricing","$1.00 per document","professionalPricing","$1,500/month • 75¢/doc (25% off)","professionalWithDrivePricing","$1,750/month • 75¢/doc + Drive sync","enterprisePricing","$3,500/month • 50¢/doc (50% off)","driveAddonActive","driveAddonIncluded","Automated folder sync included","baseSubscription","Base Subscription","addOns","Add-Ons","manageLoading","Opening...","manage","Manage Plan & Billing","Upgrade to Professional →","No Active Plan","noPlanMessage","Choose a plan to start processing loan documents","viewPlans","View Plans","charts",{"_2607":539,"_4207":34},"lastSevenDays","apiKeyTitle","apiKeySecret","Keep this secret","regenerate","Regenerate","Regenerating...","regenerateConfirm","Are you sure you want to regenerate your API key? This will invalidate your current key.","apiKeyHint","Keep your API key secure. Don't share it in publicly accessible areas.","noApiKey","No API key found. Please complete payment to activate your API access.","noApiKeyMessage","Subscribe to a plan to get your API key","selectPlan","Select Plan","requestsThisMonth","Requests This Month","currentBill","Current Bill","billingCycle","Billed monthly","usageChart","Usage Last 7 Days","apiDocsDesc","Learn how to integrate","Get Support","supportDesc","We're here to help","manageBilling","Manage Billing","manageBillingDesc","Update payment methods","upgradeTitle","Need discounted rates?","upgradeDesc","Upgrade to Professional for $1,500/month with 25% discount on all documents (75¢ vs $1). Optional Drive Processing available.","upgradeButton","Upgrade to Professional",{"_11":4248,"_4249":4250,"_4251":4252,"_4253":4254,"_4255":4256,"_4257":4258,"_4259":4260,"_4261":4262,"_4263":4264,"_4265":213,"_4266":4267,"_4268":4269,"_959":4270,"_882":883,"_944":945,"_219":4271,"_221":445,"_446":4272,"_223":448,"_225":449,"_450":228,"_229":451,"_452":232,"_233":234,"_4273":213,"_393":394,"_387":388,"_389":390,"_391":392},"Credit Balance","available","Available Credits","equivalent","Equivalent to {documents} documents","usedThisMonth","Used This Month","grantHistory","Credit Grant History","lowBalance","Low balance: ${balance} remaining. Consider adding more credits or upgrading your plan.","noCredits","No credits available","grantDate","Granted on {date}","grantReason","Reason: {reason}","grantTitle","grantSubtitle","Add credits to user accounts","searchUser","Search User *","Search by name or email...","Current balance: ${balance}","100.00","grantButtonDefault","folderChange",{"_11":4276,"_4277":4278,"_4279":4280,"_4281":4282,"_4283":4284,"_934":935,"_4285":4286,"_4287":4288,"_4289":2947,"_241":4290,"_2950":4291,"_2935":2936,"_2183":4294,"_4295":4296},"Change Processing Folder","currentFolder","Current Folder","selectNew","Select New Folder","selectFolderPlaceholder","Please select a folder","saveFolder","Save Folder","errorStart","Failed to start checkout","errorNoFolder","Please select a folder before saving","errorSave","Folder updated successfully",{"_11":4292,"_1943":4293},"Important: One Folder at a Time","Only the new folder will be monitored for processing. The previous folder will no longer be watched. Make sure all your property documents are in the folder you select.","Click to Select Folder","choosePlaceholder","Choose where your documents will be processed",{"_11":423,"_13":4298,"_959":4299,"_517":4300,"_3517":883,"_873":425},"View and manage users","Search users...",{"_519":567,"_4301":4302,"_4303":4304},"subscribed","Subscribed","unsubscribed","Unsubscribed","containerStatus",{"_11":4307,"_13":4308,"_139":4309},"Container Status","Infrastructure health",{"_4310":4311,"_4312":4313,"_625":626,"_4314":4315},"healthy","Healthy","unhealthy","Unhealthy","stopped","Stopped","dangerZone",{"_11":4318,"_13":4319,"_2950":4320},"Danger Zone","Irreversible actions","Deleting your account is permanent and cannot be undone. All your data will be removed from our servers.","deleteAccount",{"_2738":4323,"_4324":4325,"_4326":4327,"_4328":4329,"_4330":4331,"_4332":4333,"_4334":4335,"_4336":4337,"_4338":4339,"_4340":4341,"_4342":4343,"_348":4344,"_3462":4345,"_4346":4347,"_4348":4349},"Delete Account","modalTitle","Delete Your Account?","modalWarning","This will permanently delete:","deletesAccount","Your account and API key","deletesHistory","All processing history","deletesAccess","Access to your documents via our platform","integrationsNotDeleted","Any integrations you have enabled (such as Google Drive) will remain intact. Your data in those services will not be affected.","subscriptionWarning","Active Subscription","subscriptionDetails","Your {planName} subscription will remain active until the end of your current billing period.","typePlaceholder","Type DELETE to confirm","typeInstruction","Type DELETE (all caps) to confirm:","Delete My Account","Deleting account...","errorGeneric","Unable to delete account. Please try again or contact support.","errorContainer","Failed to deprovision container. Please contact support.",{"_11":4351,"_15":35,"_4352":4353,"_4354":4355,"_29":4356,"_4357":4358,"_4359":4360,"_4361":412,"_4362":2989,"_4363":4364,"_4365":2197,"_4366":4367,"_4368":4369,"_4370":4371,"_4372":4373,"_4374":4375,"_1564":1565,"_4376":4377,"_4378":4379,"_4380":4381,"_4382":4383},"Your Instance","subtitlePrivate","Private processing environment","subtitleNoInstance","No instance provisioned","Failed to load instance status","noInstanceFound","No instance found","statusOnline","Online","statusProvisioning","statusStarting","statusDegraded","Degraded","statusOffline","uptime","Uptime","lastBeat","Last Beat","now","Now","memory","Memory","cpu","CPU","restartComingSoon","Restart instance (coming soon)","logs","Logs","logsComingSoon","View logs (coming soon)","startingInfo","Instance is starting. 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Start with:","daemonCommand","vssh \"cd /opt/ldis-metrics && bun production-metrics-daemon.ts\"",{"_11":556,"_13":4519,"_517":4520,"_3517":4521,"_283":4527},"Stay updated on questions, applications, and documents",{"_519":567,"_568":569,"_2683":2684,"_2291":2292,"_538":642},{"_11":559,"_170":4522,"_4523":4524,"_4525":4526},"Notifications will appear here when you receive them","caughtUp","All caught up!","caughtUpDescription","You've read all your notifications",{"_562":4528,"_560":2284},"Mark read",{"_11":2681,"_13":4530,"_2183":4531,"_85":4540,"_1577":4546,"_4556":4557,"_25":4565},"Process loan documents from your Google Drive",{"_11":4532,"_170":4533,"_2738":2807,"_178":35,"_4534":4535,"_4536":4537,"_4538":4539},"Select a Property Folder","Choose a folder from your Google Drive containing loan documents.","processNow","Process Now","supportedFormats","Supported formats: PDF, DOCX, DOC, images (JPG, PNG)","pickerTitle","Select Property Folder",{"_4541":4542,"_4543":4067,"_4544":4545},"scanning","Scanning folder...","processingFile","skippedNote","files skipped (unchanged)",{"_11":4547,"_904":539,"_4548":4549,"_4550":1051,"_1094":4551,"_4552":4553,"_4554":4555},"Processing Complete!","documentsSkipped","Skipped (unchanged)","processingTime","Cost","openSheet","Open in Google Sheets","processAnother","Process Another Property","recentProperties",{"_11":4558,"_538":429,"_604":4559,"_608":4560,"_4561":4562,"_4563":4564,"_2247":2248},"Recent Properties","just now","hours ago","yesterday","Yesterday","viewSheet","View Sheet",{"_11":4566,"_2207":124},"Processing Failed",{"_11":4568,"_170":4569,"_4570":4571,"_856":4602,"_627":4610,"_4616":4617},"Security Settings","Manage two-factor authentication to protect your account","twoFactor",{"_11":4572,"_288":289,"_4573":4574,"_4575":4576,"_4586":4587,"_306":4597},"Two-Factor Authentication","notEnabled","Not enabled","totp",{"_11":4577,"_170":4578,"_163":164,"_3743":4579,"_4580":4581},"Authenticator App","Use Google Authenticator, 1Password, or similar","Set Up","backupCodes",{"_11":4582,"_4169":4583,"_4211":4212,"_4584":4585},"Backup Codes","{count} of 10 remaining","lowWarning","You're running low on backup codes. Consider regenerating them.","passkeys",{"_11":4588,"_170":4589,"_4590":4591,"_4592":4593,"_4594":4595,"_457":4596},"Passkeys","Use Touch ID, Face ID, or Windows Hello","addPasskey","Add Passkey","noPasskeys","No passkeys registered","added","Added {date}","Passkey registration coming soon!",{"_11":4598,"_170":4599,"_2738":4600,"_967":4601},"Disable Two-Factor Authentication","Disabling 2FA will make your account less secure. You'll need to re-verify your identity to disable it.","Disable 2FA","Contact support to disable 2FA",{"_4603":4604},"newCodes",{"_11":4605,"_170":4606,"_4607":4608,"_1441":919,"_3686":4609},"New Backup Codes Generated","Save these codes somewhere safe. 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You can add it again later.",{"_283":4623,"_370":4627,"_612":4648,"_688":4665,"_1484":4690},{"_4624":4625,"_1484":4626},"feature","This feature","API key management",{"_11":3707,"_13":3708,"_1929":4628,"_4629":4630,"_856":4631},"{speed}x Speed","selectedFolderName","Active Loan Packages",{"_1654":1655,"_1702":1703,"_1730":1731,"_1732":1733,"_4632":4633,"_4634":4635,"_4636":4637,"_4644":4645,"_4646":4647},"dataQuality","Data Quality","fieldsSummary","{fieldsPopulated}/{totalFields} fields ({percent}% complete)","recommendations",{"_4638":2624,"_4639":2307,"_4640":4641,"_4642":4643},"approve","conditional_approve","review_required","Review Required","decline","Declined","riskFactors",{"_1658":1659,"_1660":1661,"_1662":1663,"_1664":1665},"riskLevels",{"_2117":2118,"_2119":2120,"_2121":2122},{"_11":1149,"_2815":4649,"_4650":404,"_4228":4651,"_4652":4653,"_4656":4657,"_4658":4659},"Welcome back, {name}!","planBadge","{monthName} 1 - {monthName} {lastDay}","usageCard",{"_11":4166,"_4169":4170,"_429":429,"_4654":4655},"sessionsThisMonth","{count} sessions this month","documentsCard",{"_11":539,"_13":34},"planCard",{"_11":1865,"_2817":404,"_1868":164,"_4660":4661,"_1377":4662,"_4663":4664},"planDetails","1,500 documents included per month - Google Drive Processing - Priority support","$375","perMonth","per month",{"_11":689,"_13":4666,"_1849":4667,"_1359":4672,"_589":4683},"Manage your account settings",{"_11":1851,"_274":4668,"_992":4669,"_1860":1861,"_4670":4671},"Alex Johnson","demo@loanintelligence.ai","memberSinceLabel","Member since",{"_11":4673,"_274":4674,"_4675":4676,"_4677":4678,"_4679":4680,"_4681":898,"_4682":426},"Organization","Acme Lending Co.","industry","Private lender","teamSizeLabel","Team size","teamSizeValue","{count} members","roleLabel","roleAdmin",{"_11":4099,"_170":4684,"_2817":1398,"_1868":164,"_4685":4686,"_1377":4687,"_4688":4689},"Current plan and billing","renewsOn","Renews on {date}","$375/mo","billingFrequency","billed monthly",{"_11":1485,"_13":4691,"_3438":3439,"_4692":4693,"_4694":4695,"_4696":4697,"_4702":4703,"_4706":4707,"_145":4708,"_4709":4710},"Manage your API keys for programmatic access","activeKeysTitle","Active Keys","activeKeysDescription","Use these keys to authenticate API requests","keyNames",{"_4698":4699,"_4700":4701},"production","Production","development","Development","keyTypes",{"_4704":4705,"_839":840},"live","Live","lastUsed","Last used {value}","Created {value}","resourceCard",{"_11":1898,"_3545":4711},"Learn how to integrate LoanIntelligence into your workflow with our comprehensive API docs.",{"_11":4713,"_170":4714,"_2011":4715,"_4724":4725,"_4728":4729,"_4742":4743,"_2832":4746,"_4763":4764,"_1227":4786,"_4814":4815},"Enterprise Solutions","High-volume underwriting intelligence at 50% discount. $3,500/month, self-service activation.",{"_11":4716,"_4717":4718,"_4719":1483,"_13":4720,"_924":4721,"_4722":4723},"Enterprise-Grade Loan Intelligence","titlePart1","Enterprise-Grade","titlePart2","50% discount on all documents. 7,000 documents/month included. Higher rate limits and What-If Simulator. $3,500/month with instant self-service activation.","Get Started - $3,500/mo","secondaryCta","View API Docs","whyEnterprise",{"_11":4726,"_13":4727},"Why Enterprise?","Maximum savings for high-volume operations","valueProps",{"_2101":4730,"_346":4733,"_1262":4736,"_990":4739},{"_11":4731,"_170":4732},"Built for Scale","Process 7,000+ documents per month with higher rate limits (1,000 req/hr) and 10-20 concurrent requests.",{"_11":4734,"_170":4735},"50% Cost Savings","Pay just 50¢ per document (vs $1 on API tier). At 7,000 docs/month, save over $3,500 monthly compared to pay-per-use.",{"_11":4737,"_170":4738},"Enterprise Security","AES-256-GCM customer-specific encryption, automatic key rotation, zero-knowledge architecture. SOC 2 Type II certified.",{"_11":4740,"_170":4741},"What-If Simulator","Test credit policy scenarios in real-time. Adjust LTV/DSCR sliders and see how policy verdicts change instantly.","whatsIncluded",{"_11":4744,"_13":4745},"What's Included","Everything in Professional, plus volume pricing",{"_4747":4748,"_4749":4750,"_4751":4752,"_4753":4754,"_4755":4756,"_4757":4758,"_4759":4760,"_4761":4762},"item1","7,000 documents/month included ($3,500 value)","item2","50% discount on all documents (50¢ vs $1)","item3","Priority email support with faster response times","item4","What-If Simulator for credit policy testing","item5","Higher rate limits (1,000 requests/hour)","item6","10-20 concurrent requests","item7","100 files per request max","item8","Optional Google Drive Processing (+$250/mo)","useCases",{"_11":4765,"_13":4727,"_4766":4767,"_4772":4773,"_4779":4780},"Enterprise Use Cases","highVolume",{"_11":4768,"_170":4769,"_66":4770,"_68":4771,"_70":4758},"High-Volume Processing","Process 350+ loan packages per month with 50% discount on every document.","7,000 documents/month included","Higher rate limits (1,000 req/hr)","multiBrand",{"_11":4774,"_170":4775,"_66":4776,"_68":4777,"_70":4778},"Credit Policy Compliance","Evaluate loans against your underwriting guidelines at scale.","Upload your credit policy once ($1)","Evaluate every loan at 50¢/policy","What-If Simulator for scenario testing","legacy",{"_11":4781,"_170":4782,"_66":4783,"_68":4784,"_70":4785},"API Integration","Full REST API access for seamless integration with your systems.","JSON + PDF outputs with audit trails","Webhook notifications for processing events","Same-day integration, no sales calls",{"_11":4787,"_13":4788,"_4789":4790,"_241":4791,"_4792":4793},"Ready to Save 50%?","Self-service activation. Start processing in minutes.","successTitle","Welcome to Enterprise!","Your account is ready. Check your email for next steps.","form",{"_274":275,"_992":4794,"_2359":4795,"_4796":4797,"_4798":4799,"_3377":4808,"_4809":4810,"_955":4721,"_2768":1576,"_4811":4812,"_4813":942},"Work Email","Company","monthlyVolume","Monthly Document Volume","monthlyVolumeOptions",{"_4800":4801,"_4802":4803,"_4804":4805,"_4806":4807},"lessThan100","<100","range1","100-1,000","range2","1,000-10,000","range3","10,000+","What are you looking to solve?","useCasePlaceholder","Tell us about your use case...","submitError","Failed to submit contact form","genericError","trust",{"_11":4816,"_4817":4818},"Enterprise-grade security","badges",{"_4819":4820,"_4821":4822,"_4823":4824},"soc2","SOC 2 Type II","gdpr","GDPR Compliant","zeroRetention","Zero Document Retention",{"_11":4826,"_2011":4827,"_13":4830,"_585":4831,"_924":4987,"_4991":4992},"Frequently Asked Questions",{"_4828":4829,"_1494":2684},"titlePrefix","Frequently Asked","Everything you need to know about LoanIntelligence.ai",{"_4832":4833,"_1310":4860,"_1262":4888,"_4910":4911,"_1973":4929,"_1383":4950},"gettingStarted",{"_11":4834,"_2683":4835},"Getting Started",{"_4836":4837,"_4841":4842,"_4550":4845,"_4848":4849,"_4852":4853,"_4856":4857},"whatIs",{"_2289":4838,"_4839":4840},"What is LoanIntelligence.ai?","answer","LoanIntelligence.ai is an AI-powered underwriting intelligence platform that transforms complete loan packages into structured data with risk analysis in minutes. Unlike traditional OCR or data extraction tools, we provide comprehensive underwriting assessments including DSCR/LTV calculations, four-dimensional risk analysis, approval recommendations, and complete audit trails.","howWorks",{"_2289":4843,"_4839":4844},"How does it work?","Upload your loan documents via API or Google Drive. Our 10-layer AI pipeline processes the complete package (any combination of PDFs, Word docs, Excel spreadsheets, or images) to extract borrower information, property details, loan terms, financial metrics, and contact information. The system then performs financial calculations, validates data quality, detects expired documents, verifies identities, and generates a comprehensive underwriting assessment—all in minutes.",{"_2289":4846,"_4839":4847},"How long does processing take?","Most loan packages are processed in around 3 minutes on average. Small packages (5-8 docs) typically take 2-3 minutes, medium packages (10-15 docs) take 3-4 minutes, and large packages (20-30 docs) may take 4-6 minutes. Very large packages (30+ docs) may take longer. This replaces 2.5-5 hours of manual work.","beforeComplete",{"_2289":4850,"_4839":4851},"Can I use LoanIntelligence.ai before my package is complete?","Yes—that's part of the value. Unlike traditional underwriting that waits for a complete package, our system provides intelligence from the first document. Upload a loan application on Day 1, get initial borrower and property signals. Add bank statements on Day 3, see financial strength analysis. Each submission updates your dashboard with phase-appropriate intelligence. By the time you reach formal underwriting, you've had visibility the whole way.","documentTypes",{"_2289":4854,"_4839":4855},"What types of documents are supported?","We support 30+ document types including loan applications, purchase contracts, financial statements, bank statements, tax returns, appraisals, title reports, insurance certificates, and settlement statements. Supported file formats: PDF, Word (DOCX/DOC), Excel (XLSX/XLS), images (PNG/JPG/JPEG), and text files. Both digital and scanned documents work seamlessly.","justOCR",{"_2289":4858,"_4839":4859},"Is this just OCR or data extraction?","No. We go far beyond OCR and extraction. We provide data extraction, financial calculations (DSCR, LTV, P&I), quality validation, underwriting assessments with four-dimensional risk analysis, compliance checks (expired documents, identity verification), and complete audit trails. Traditional OCR gives you text. We give you underwriting intelligence.",{"_11":4861,"_2683":4862},"Pricing & Plans",{"_1094":4863,"_4866":4867,"_4870":4871,"_546":4874,"_211":4877,"_4880":4881,"_4884":4885},{"_2289":4864,"_4839":4865},"How much does it cost?","We offer three tiers: API Access at $1 per document (pay-per-use, no minimum), Professional at $1,500/month (75¢/document, includes 1,500 documents), and Enterprise at $3,500/month (50¢/document, includes 7,000 documents). Annual billing saves 20%: Professional $14,400/year ($1,200/month effective), Enterprise $33,600/year ($2,800/month effective). Optional Google Drive Processing add-on is +$250/month for Professional/Enterprise. Credit policies add ~15% to costs at typical usage (3 policies in account).","tierDifferences",{"_2289":4868,"_4839":4869},"What's the difference between API, Professional, and Enterprise?","API tier is self-service for developers ($1/document, JSON API). Professional tier offers 25% discounted API access (75¢/document, 1,500 documents/month included) with optional Google Drive Processing add-on (+$250/month). Enterprise tier offers 50% discounted API access (50¢/document, 7,000 documents/month included), higher rate limits, and What-If Simulator for credit policy testing. All tiers are self-service with instant activation.","hiddenFees",{"_2289":4872,"_4839":4873},"Are there any hidden fees?","No. API tier is $1 per document—no setup fees, no minimums, no hidden charges. Professional is $1,500/month with optional Drive Processing add-on ($250/month). Enterprise is $3,500/month with optional Drive Processing add-on ($250/month). All pricing is transparent with no hidden fees.",{"_2289":4875,"_4839":4876},"Is there a free trial?","We don't offer time-limited trials. Instead, all subscriptions include generous welcome credits: API tier gets $25 (25 documents), Professional and Enterprise get $100 (100 documents). Credits let you test with real data—process one complete loan package before paying per use. Card required to prevent abuse. Credits are one-time only (first subscription), and you can cancel anytime.",{"_2289":4878,"_4839":4879},"How do welcome credits work?","When you subscribe for the first time, you receive one-time welcome credits: $25 for API tier (25 documents), $100 for Professional/Enterprise (100 documents). Credits deplete first before any billing: Credits → Included monthly documents (Professional/Enterprise) → Overage billing. Credits don't expire but are granted only once per account (no duplicate signups). Your dashboard shows remaining credit balance in real-time.","creditPolicyBilling",{"_2289":4882,"_4839":4883},"How are credit policies billed?","Credit policies follow the same $1/document model with tier discounts. Policy upload/update costs $1 (API), $0.75 (Professional), or $0.50 (Enterprise)—this is a one-time charge per policy version, cached permanently. Policy evaluation is charged per loan package based on the number of active policies in your account. Example: processing a 20-document package with 3 active policies costs $23 (API tier: $20 documents + $3 policies), $17.25 (Professional), or $11.50 (Enterprise).","cancellation",{"_2289":4886,"_4839":4887},"What happens if I cancel?","Cancel anytime from your dashboard. Subscription plans continue until the end of your billing period with no refunds for partial months. All your data is deleted within 24 hours of cancellation.",{"_11":4889,"_2683":4890},"Security & Privacy",{"_4891":4892,"_4895":4896,"_4899":4900,"_4903":4904,"_1290":4907},"dataSecure",{"_2289":4893,"_4839":4894},"Is my data secure?","Yes. We use zero document retention (ephemeral processing), AES-256-GCM customer-specific encryption with automatic key rotation every processing run, zero-knowledge architecture (we cannot decrypt your data), HTTPS/TLS 1.3 encryption, comprehensive access controls, and SOC 2 Type II certified infrastructure.","storeDocuments",{"_2289":4897,"_4839":4898},"Do you store my loan documents?","No. Your loan documents are not stored. Processing is ephemeral—documents are deleted immediately after generating your intelligence report. Our AI cache (for cost optimization) stores only encrypted structured outputs using your customer-specific keys—never your original documents. Zero document retention.","aiTraining",{"_2289":4901,"_4839":4902},"Is my data used for AI training?","No. Absolutely not. We NEVER use your documents or extracted data for AI model training. Your documents are processed solely to generate your intelligence report and are immediately deleted. Our encrypted AI cache (for cost optimization) is customer-isolated and encrypted with your keys—never used for training, analytics, or any other purpose.","dataRetention",{"_2289":4905,"_4839":4906},"How long do you retain data?","Your documents: 0 days (ephemeral processing). Encrypted AI cache: 7 days (customer-isolated, AES-256-GCM encrypted with your keys). Account info: until deletion. API usage logs: 12 months (counts only, no content). Error logs: 30 days max (no document content). OAuth tokens: until revoked. AI training: Never.",{"_2289":4908,"_4839":4909},"Is this GDPR and CCPA compliant?","Yes. Zero document retention architecture ensures compliance. We are the data processor, you are the data controller. GDPR rights to access, deletion, and portability are supported. We do not sell personal information (CCPA compliant). Data Processing Agreements available for Professional/Enterprise tiers.","accuracy",{"_11":4912,"_2683":4913},"Accuracy & Quality",{"_4914":4915,"_627":4918,"_4921":4922,"_4925":4926},"howAccurate",{"_2289":4916,"_4839":4917},"How accurate is the system?","Our internal testing shows 100% accuracy across 586 validated fields. However, we don't guarantee 100% in production because real-world documents vary. Our system is production-ready and highly accurate with multi-layer validation, authority-based ranking, and complete audit trails. Always verify extracted data before financial decisions.",{"_2289":4919,"_4839":4920},"What if there are errors?","Every field includes an audit trail showing the source document, confidence score, reasoning, and any corrections applied. You can trace errors back to source documents and understand why the system extracted that value. Contact support for recurring issues—we continuously improve based on feedback.","verify",{"_2289":4923,"_4839":4924},"Can I verify the results?","Yes. Complete audit trails show the source document, page number, confidence score (85-100% typical), corrections applied with reasoning, and authority level for every extracted field. Cross-reference any value against source documents instantly.","scannedDocs",{"_2289":4927,"_4839":4928},"What if documents are scanned or poor quality?","Our hybrid OCR handles scanned documents automatically. If OCR produces sparse results (<30% completeness), the system re-extracts using AI vision models. Vision-based extraction is 106x more effective for image-based PDFs. Most scanned documents process without issues.",{"_11":4930,"_2683":4931},"Integration & Technical",{"_4932":4933,"_1924":4936,"_4939":4940,"_4943":4944,"_4366":4947},"apiIntegration",{"_2289":4934,"_4839":4935},"How do I integrate the API?","Simple: 1) Sign up via Stripe, 2) Get API key from dashboard, 3) POST documents to /api/v1/process endpoint, 4) Receive JSON response with structured data. Full API documentation available after signup.",{"_2289":4937,"_4839":4938},"Do you support Google Drive integration?","Yes, on Professional and Enterprise tiers. We monitor your designated Drive folder, detect document changes, process packages within minutes, and sync results to Google Sheets. Your team works in Drive, the system processes invisibly in the background.","outputFormat",{"_2289":4941,"_4839":4942},"What format is the output?","Primary output is JSON with complete structured data (borrower, property, loan, financial metrics, underwriting assessment, audit trails). Google Sheets format also available on Professional/Enterprise tiers with real-time synchronization.","existingSystems",{"_2289":4945,"_4839":4946},"Can I export to my existing systems?","Yes. JSON output integrates easily with Loan Origination Systems, underwriting platforms, CRM systems, data warehouses, and custom applications. Enterprise tier includes custom integration support.",{"_2289":4948,"_4839":4949},"What's the uptime/SLA?","API tier: best effort (no SLA). Professional tier: 99.5% uptime SLA. Enterprise tier: 99.9% uptime guarantee with 24/7 incident response. SLA credits applied if we fall below guarantee.",{"_11":4951,"_2683":4952},"Features & Capabilities",{"_4953":4954,"_4957":4958,"_1114":4961,"_1993":4964,"_4967":4968,"_4971":4972,"_4975":4976,"_4979":4980,"_4983":4984},"creditDecisions",{"_2289":4955,"_4839":4956},"Does LoanIntelligence.ai make credit or lending decisions?","No, absolutely not—and we never will. LoanIntelligence.ai is an underwriting intelligence platform that provides data extraction, compliance checks, and risk analysis. We do NOT make lending decisions, create credit policies, or determine loan outcomes. When you upload YOUR credit policy, we evaluate loans against YOUR guidelines and provide analysis for YOUR review. All output is informational only—lending decisions remain entirely with you. This is a fundamental principle of our platform.","dataExtracted",{"_2289":4959,"_4839":4960},"What data do you extract?","Complete loan package data: Borrower info (entity, names, credit, net worth, liquidity), Property info (address, type, value, rent roll, taxes), Loan info (amount, rate, term, transaction type), Financial metrics (DSCR, LTV, P&I, monthly costs), Contact info (all parties), and Document checklist (25+ items).",{"_2289":4962,"_4839":4963},"Do you calculate DSCR, LTV, and other metrics?","Yes. Financial calculations are deterministic (zero AI) using Excel-compatible formulas: DSCR (monthlyRent / total costs), LTV (loanAmount / appraisalValue × 100), P&I (PMT formula), and monthly conversions. All calculations auditable with step-by-step logs.",{"_2289":4965,"_4839":4966},"Do you provide underwriting recommendations?","Yes. Every package receives four-dimensional risk analysis (credit, collateral, liquidity, documentation) with scores (Low/Medium/High), status indicators based on your policy criteria (Approve, Conditional, Review Required, Decline), 3-5 strengths, and 1-4 concerns. All analysis is informational only—lending decisions remain with you.","creditPolicy",{"_2289":4969,"_4839":4970},"Can I apply my own credit policy to loans?","Yes—this is our key differentiator. Upload your credit policy PDF (underwriting guidelines, lender criteria) and we extract rules for LTV, DSCR, FICO, property types, loan purposes, and exclusions. Every loan is evaluated against YOUR guidelines, providing 'Inside the Box', 'Conditional', or 'Outside the Box' verdicts with specific page/section citations and 'Path to Yes' remediation suggestions. Policy extraction is cached permanently after one-time processing. You can adopt pre-built templates or upload custom policies. All policies in your account are billed per loan package processed.","multiProperty",{"_2289":4973,"_4839":4974},"Can you handle multi-property packages?","Yes. Our system uses intelligent property scoring (document count, transaction value, address completeness, appraisal presence, property-specific docs) to identify the subject property vs reference properties. Example: correctly identified 14.1M loan from package containing both 14.1M and 900K properties.","scannedEsigned",{"_2289":4977,"_4839":4978},"What about scanned documents and e-signatures?","Fully supported. Hybrid processing detects scanned documents, handles e-signatures (DocuSign, Adobe Sign), uses vision re-extraction for sparse OCR results, and compares extraction methods to use the best result. Example: DocuSign contracts processed correctly with handwritten overlays.","expiredDocs",{"_2289":4981,"_4839":4982},"Do you detect expired documents?","Yes. Automated detection flags expired insurance certificates, credit reports >90 days old, expired IDs, and other time-sensitive documents. Each includes severity rating (Critical/High/Medium) and remediation recommendations.","identityVerification",{"_2289":4985,"_4839":4986},"Do you verify identities?","Yes. Identity verification cross-validates ID documents (passports, licenses) against all legitimate parties (borrower, co-borrower, guarantors). Mismatched IDs trigger warnings and elevate documentation risk. Helps prevent fraud.",{"_11":4988,"_13":4236,"_2200":4989},"Still have questions?",{"_1227":966,"_429":4990},"View Full Documentation","page",{"_924":4993},{"_11":4988,"_13":4994,"_2200":4995},"We're here to help you get started",{"_429":4996,"_1170":950},"Read Documentation","how-it-works",{"_2011":4999,"_5003":5004,"_1452":5028,"_5031":5032,"_1168":5052,"_1357":5055},{"_11":5000,"_4717":5001,"_4719":1495,"_13":5002},"The Agent in Action","The Agent","Watch loan documents transform into complete underwriting intelligence in under 3 minutes","integrationOptions",{"_11":5005,"_13":5006,"_3059":5007,"_1924":5018},"Integration Options","Choose the method that fits your workflow. API-first or fully automated.",{"_11":5008,"_170":5009,"_314":5010,"_5011":5012,"_5013":5014,"_3192":5015,"_924":5017},"JSON API","Direct REST API integration for your LOS, platform, or custom application. Full control over when and how you process documents.","POST /api/v1/analyze","returns","Returns: JSON + signed URLs","badge","API-first control",{"_11":5016},"Response includes","Get API Access",{"_11":5019,"_170":5020,"_1310":5021,"_5022":5023,"_5013":5024,"_5025":5026,"_924":5027},"Google Drive Automation","Zero-touch processing. Upload files to your Google Drive folder and get automatic processing with results in Google Sheets.","+$250/mo add-on","availability","Available with Professional/Enterprise","Hands-off automation","workflow",{"_11":4045},"Enable Drive Sync",{"_11":2986,"_170":5029,"_1456":1075,"_4722":5030},"Start processing loan packages in minutes. No setup fees. Cancel anytime.","Try with $25 Free Credits","miniFaq",{"_11":5033,"_2683":5034,"_2285":5051},"Common Questions",{"_5035":5036,"_1098":5040,"_4967":5044,"_1973":5047},"progressive",{"_2289":5037,"_4839":5038,"_924":5039},"How does progressive processing work?","Submit loan documents as they arrive - even incomplete packages. You get lifecycle-aware intelligence (dashboard, calculations, risk scoring) at every stage for $1 per document.","See How It Works",{"_2289":5041,"_4839":5042,"_924":5043},"What outputs do I get?","JSON data, PDF reports, and optional Google Sheets sync. Every data point includes source citations and page numbers for audit trails.","See Demo",{"_2289":5045,"_4839":5046,"_924":962},"Can I use my own credit policy?","Yes. Upload your credit policy once, then every loan is evaluated against YOUR guidelines. Get 'Inside the Box', 'Conditional', or 'Outside the Box' verdicts with specific citations.",{"_2289":5048,"_4839":5049,"_924":5050},"How do I integrate with my LOS?","Use our JSON API to call from your LOS or platform, or enable Google Drive automation for zero-touch processing. We're stateless - you can integrate anywhere.","Learn About Integration","View All FAQs & See How It Works",{"_11":5053,"_170":5054},"How Automated Loan Underwriting Works | LoanIntelligence.ai","See how LoanIntelligence.ai processes loan packages in under 3 minutes. Dashboard, calculations, underwriting intelligence - all for $1 per document.",{"_274":5056,"_170":5057,"_5058":5059,"_5060":5061,"_2338":5064,"_5075":5076},"How Automated Loan Underwriting Works","Complete guide to processing loan packages with automated underwriting intelligence in under 3 minutes","totalTime","PT3M","estimatedCost",{"_5062":1380,"_2022":5063},"currency","20",{"_955":5065,"_2977":5068,"_5071":5072},{"_274":5066,"_1072":5067},"Submit Loan Documents","Upload loan documents via API or Google Drive. Submit complete or partial packages - even 3 documents work.",{"_274":5069,"_1072":5070},"Automatic Processing","Our 10-layer AI pipeline extracts data, classifies documents, runs OCR, and performs calculations in under 3 minutes.","deliver",{"_274":5073,"_1072":5074},"Get Complete Intelligence","Receive dashboard with all extracted data, missing document checklist, flagged corrections, financial calculations (LTV, DSCR, DTI), and underwriting risk assessment.","tool",{"_274":1371,"_1373":5077,"_5078":5079},"FinanceTechnology","offer",{"_1377":1378,"_1379":1380,"_5080":5081},"referenceQuantity",{"_2022":5082,"_5083":150},"1","unitText",{"_5085":5086},"accountDeleted",{"_1943":5087},"Account deleted successfully. You're welcome back anytime!",{"_1276":5089,"_3522":5390,"_1248":5479,"_1262":5619,"_1255":5776},{"_11":5090,"_13":5091,"_462":5092,"_1005":5093,"_1129":5100,"_826":5116},"Data Processing Agreement (DPA)","GDPR-compliant data processing terms","Last updated: November 14, 2025",{"_5094":5095,"_5096":5097,"_5098":5099},"purpose","Purpose:","location","Location:","safeguards","Safeguards:",{"_11":5101,"_1481":5102},"DPA at a Glance",{"_5103":5104,"_5105":5106,"_4823":5107,"_5108":5109,"_5110":5111,"_5112":5113,"_5114":5115},"controller","You (the customer) are the Data Controller - you determine purposes and means of processing","processor","We are the Data Processor - we process data only on your instructions","Zero document retention - documents deleted immediately after processing","encryption","Customer-specific encryption protects YOUR data with YOUR unique keys","subProcessors","SOC 2 certified third-party AI services under contractual data protection obligations","gdprRights","We assist with all GDPR data subject rights (access, deletion, portability, etc.)","scc","Standard Contractual Clauses (SCCs) for EU-to-USA data transfers",{"_5117":5118,"_908":5121,"_5153":5154,"_4022":5167,"_5110":5199,"_5228":5229,"_1262":5266,"_5302":5303,"_5331":5332,"_5351":5352,"_5372":5373,"_5382":5383,"_1227":5386},"introduction",{"_11":5119,"_501":5120},"Agreement Purpose","This Data Processing Agreement (DPA) forms part of the Terms of Service and governs the processing of personal data in accordance with GDPR and other applicable data protection laws.",{"_11":5122,"_5103":5123,"_5105":5139},"Roles & Responsibilities",{"_11":5124,"_13":5125,"_1481":5126},"You (the Customer) = Data Controller","You determine purposes and means of processing",{"_5127":5128,"_5129":5130,"_5131":5132,"_5133":5134,"_1248":5135,"_1290":5136,"_5137":5138},"determine","Determine which loan documents to process and for what purpose","decisions","Make lending decisions based on extracted data","lawfulBasis","Ensure lawful basis for processing under GDPR Article 6","consents","Obtain necessary consents from data subjects (borrowers)","Provide privacy notices to borrowers","Ensure compliance with FCRA, ECOA, and fair lending laws","rights","Handle data subject rights requests (access, deletion, etc.)",{"_11":5140,"_13":5141,"_1481":5142},"We (LoanIntelligence.ai) = Data Processor","We process data only on your instructions",{"_4022":5143,"_5144":5145,"_5146":5147,"_1262":5148,"_5110":5149,"_5150":5151,"_310":5152},"Process personal data ONLY on your instructions (via API calls)","noDecisions","Do NOT make lending decisions or determine loan outcomes","technical","Act solely as a technical service provider for data processing","Implement appropriate security measures to protect your data","Engage sub-processors in compliance with this DPA","assist","Assist with data subject rights requests and breach notifications","Delete or return personal data upon termination","scope",{"_11":5155,"_5094":5156,"_5159":5160,"_5163":5164},"Processing Scope",{"_11":5157,"_501":5158},"Purpose of Processing","Extract structured data from loan documents for data accuracy and quality analysis, perform financial calculations (DSCR, LTV, P&I, NOI), ensure data quality through proprietary algorithms and signal systems, and sync results to your Google Sheets (if authorized).","personalData",{"_11":5161,"_501":5162},"Types of Personal Data","Borrower names, addresses, SSNs, TINs, financial data (income, assets, liabilities), employment information, property data, and loan transaction details. IMPORTANT: We do NOT retain personal data beyond ephemeral processing (during each processing run). All persistent data is encrypted and stored in YOUR Google Drive AppData.","dataSubjects",{"_11":5165,"_501":5166},"Data Subjects","Loan applicants, co-borrowers, co-signers, property owners, guarantors, and business owners (for commercial loans).",{"_11":5168,"_5169":5170,"_5185":5186},"Processing Instructions","permitted",{"_11":5171,"_1481":5172},"Permitted Activities",{"_5173":5174,"_5175":5176,"_103":5177,"_5178":5179,"_1965":5180,"_5181":5182,"_5183":5184},"ocr","Extract text from loan documents (OCR)","classify","Classify documents by type (pay stubs, bank statements, tax returns, etc.)","Extract structured data fields (names, amounts, dates, addresses)","calculate","Perform financial calculations and validations","Ensure data accuracy and quality through proprietary algorithms and signal systems","export","Export results to your Google Sheets (if authorized)","cache","Temporarily cache processing results (encrypted, customer-isolated) for cost optimization","prohibited",{"_11":5187,"_1481":5188},"Prohibited Activities",{"_5189":5190,"_5191":5192,"_5193":5194,"_5195":5196,"_5197":5198},"ownPurposes","Use personal data for our own purposes","sharing","Share personal data with third parties (except authorized sub-processors)","training","Use personal data for AI training or analytics","retention","Retain personal data beyond processing completion (zero retention)","outsideScope","Process personal data outside the scope of your instructions",{"_11":5200,"_13":5201,"_1481":5202,"_1041":5223,"_5224":5225},"Sub-Processors","Third parties we use to provide the service",{"_5203":5204,"_3589":5209,"_806":5214,"_5218":5219},"aiServices",{"_11":5205,"_5094":5206,"_5096":5207,"_5098":5208},"Third-Party AI Services","Document processing (OCR, classification, extraction)","USA","SOC 2 Type I and Type II certified, DPAs in place, data encrypted in transit, contractually prohibited from using your data for training",{"_11":5210,"_5094":5211,"_5096":5212,"_5098":5213},"Google LLC","OAuth authentication, Drive API, Sheets API","USA (your choice)","SOC 2 Type II, ISO 27001, Standard Contractual Clauses (SCCs)",{"_11":5215,"_5094":5216,"_5096":5207,"_5098":5217},"Stripe Inc.","Payment processing (email, customer ID only - no credit cards)","PCI-DSS Level 1 certified, GDPR-compliant","cloudInfra",{"_11":5220,"_5094":5221,"_5096":5207,"_5098":5222},"Cloud Infrastructure Provider","Hosting and computing","SOC 2 Type II certified data centers","We utilize proprietary algorithms and signal systems combined with SOC 2 certified third-party AI services. All sub-processors operate under contractual data protection obligations.","changes",{"_11":5226,"_501":5227},"Changes to Sub-Processors","We will notify you 30 days in advance of any changes to sub-processors. You may object on reasonable data protection grounds within 14 days.","dataSubjectRights",{"_11":5230,"_13":5231,"_1481":5232,"_2977":5260,"_4823":5263},"Data Subject Rights Assistance","How we help you fulfill GDPR obligations",{"_5233":5234,"_5237":5238,"_5241":5242,"_5245":5246,"_5249":5250,"_5253":5254,"_1017":5257},"access",{"_11":5235,"_501":5236},"Right to Access (Article 15)","We provide data export in JSON format within 30 days of your request.","rectification",{"_11":5239,"_501":5240},"Right to Rectification (Article 16)","We update inaccurate data upon your request.","erasure",{"_11":5243,"_501":5244},"Right to Erasure / Right to be Forgotten (Article 17)","We delete all personal data within 24 hours of your request.","restriction",{"_11":5247,"_501":5248},"Right to Restriction of Processing (Article 18)","We suspend processing upon your request.","portability",{"_11":5251,"_501":5252},"Right to Data Portability (Article 20)","We provide data in structured, machine-readable JSON format.","object",{"_11":5255,"_501":5256},"Right to Object (Article 21)","We allow opt-out of non-essential processing.",{"_11":5258,"_501":5259},"Rights Related to Automated Decision-Making (Article 22)","We provide transparency on AI processing logic and ensure data quality.",{"_11":5261,"_501":5262},"Request Process","If we receive a data subject request, we forward it to you within 2 business days. You are responsible for responding to the data subject (within 30 days per GDPR). We assist by providing necessary data exports, deletions, or corrections within 7 business days of your request.",{"_11":5264,"_501":5265},"Zero-Retention Benefits","Due to our zero-retention architecture: (1) Personal data in loan documents is NOT retained (ephemeral processing), (2) Extracted data is stored ONLY in YOUR Google Drive AppData (encrypted), (3) Data subject requests can be fulfilled by deleting your account (purges all our systems within 24 hours) or by you manually deleting data from your own Google Drive.",{"_11":5267,"_13":5268,"_5108":5269,"_5233":5283,"_4823":5294},"Security Measures","How we protect your data",{"_11":5270,"_1481":5271},"Encryption",{"_5272":5273,"_5274":5275,"_5276":5277,"_5183":5278,"_5279":5280,"_5281":5282},"transit","HTTPS/TLS 1.3 encryption for all API requests and third-party connections","customerKeys","Customer-specific encryption: Each customer has unique AES-256-GCM encryption keys","keyRotation","Automatic key rotation: Storage keys rotated after every processing run","Encrypted AI cache: All cache entries encrypted with customer-isolated keys","oauthTokens","OAuth tokens encrypted at rest (AES-256-GCM)","database","Database encryption at rest for account data",{"_11":5284,"_1481":5285},"Access Controls",{"_5286":5287,"_5288":5289,"_5290":5291,"_5292":5293},"leastPrivilege","Principle of least privilege: Employees have minimal access required for their role","rbac","Role-based access control (RBAC) with admin, developer, and support roles","mfa","Multi-factor authentication (2FA) required for all administrative access","auditLogs","Audit logs: All administrative access logged and monitored",{"_11":5295,"_1481":5296},"Zero Retention Architecture",{"_5297":5298,"_5299":5300,"_3010":5301},"ephemeral","Documents processed in memory during each processing run, then immediately deleted","noStorage","Loan documents NOT retained on our infrastructure","Processing results stored ONLY in YOUR Google Drive (encrypted with your keys)","breaches",{"_11":5304,"_2512":5305,"_5308":5309,"_5312":5313,"_5316":5317,"_139":5328},"Data Breach Notification",{"_11":5306,"_501":5307},"Immediate Response (within 1 hour)","Contain the breach, assess scope and impact, begin investigation.","notification",{"_11":5310,"_501":5311},"Controller Notification (within 72 hours)","Notify you via email with preliminary details (nature of breach, affected data, estimated impact).","fullReport",{"_11":5314,"_501":5315},"Full Report (within 7 days)","Detailed incident report including description, affected data subjects/records, consequences, remediation measures, and recommendations.","assistance",{"_11":5318,"_1481":5319},"We Assist You With",{"_5320":5321,"_5322":5323,"_5324":5325,"_5326":5327},"authorities","Notifying supervisory authorities within 72 hours (GDPR Article 33)","subjects","Communicating the breach to affected data subjects (GDPR Article 34)","forensics","Conducting forensic investigation","remediation","Implementing remediation measures",{"_11":5329,"_501":5330},"Breach Status","As of November 14, 2025: Zero personal data breaches, zero unauthorized access incidents, zero encryption key compromises. Our zero-retention architecture minimizes exposure (documents exist during processing run only), customer-specific encryption isolates customers (breach of one does NOT affect others), and automatic key rotation limits impact (compromised key valid for one processing run only).","internationalTransfers",{"_11":5333,"_5114":5334,"_5337":5338,"_5347":5348},"International Data Transfers (EU to USA)",{"_11":5335,"_501":5336},"Standard Contractual Clauses (SCCs)","We rely on Standard Contractual Clauses approved by the European Commission (Decision (EU) 2021/914, Module Two: Controller to Processor transfers).","supplementary",{"_11":5339,"_1481":5340},"Supplementary Technical Measures",{"_5341":5342,"_5276":5277,"_4823":5343,"_5183":5344,"_5345":5346},"customerEncryption","Customer-specific encryption: Data encrypted with unique customer keys (unknown to us)","Zero document retention: Documents NOT stored on our infrastructure","Encrypted AI cache: Cache entries encrypted with customer-isolated keys","contractual","Contractual prohibitions: Sub-processors prohibited from disclosing data to governments (except as required by law)","governmentAccess",{"_11":5349,"_501":5350},"U.S. Government Access Requests","We are subject to U.S. surveillance laws (FISA, CLOUD Act). However, our zero-knowledge architecture ensures that even if compelled to disclose data, we cannot decrypt your data without keys (stored in YOUR Google Drive). Zero document retention means minimal data available to disclose. We will notify you of government requests (unless prohibited by law) and challenge overbroad or unlawful requests. To date: Zero government data requests received (as of November 14, 2025).","deletion",{"_11":5353,"_5354":5355,"_5364":5365,"_5368":5369},"Data Deletion Upon Termination","within24",{"_11":5356,"_1481":5357},"Within 24 Hours",{"_5358":5359,"_5183":5360,"_5361":5362,"_688":5363},"systems","Delete all personal data from our systems","Delete encrypted AI cache entries","oauth","Revoke OAuth tokens (Google Drive access)","Purge account information from production database","within30",{"_11":5366,"_501":5367},"Within 30 Days","Delete all personal data from encrypted backups and overwrite deleted data (secure deletion).","certificate",{"_11":5370,"_501":5371},"Certificate of Deletion","Upon request, we provide a Certificate of Deletion confirming date of deletion, categories of data deleted, and secure deletion methods used.","audits",{"_11":5374,"_5103":5375,"_5378":5379},"Audit Rights",{"_11":5376,"_501":5377},"Your Audit Rights","You may audit our compliance with this DPA once per year (30 days advance notice required). Audits must be non-disruptive, during business hours, and subject to confidentiality agreement. You bear all audit costs.","thirdParty",{"_11":5380,"_501":5381},"Third-Party Audit Reports","Instead of direct audit, you may review our SOC 2 Type II report (when available), third-party security audit reports, or request written responses to standardized questionnaires.","liability",{"_11":5384,"_501":5385},"Limitation of Liability","Under GDPR Article 82, we are liable for damages caused by processing that violates GDPR obligations for Processors or when we act outside or contrary to your lawful instructions. Our total liability is limited to the amounts specified in the Terms of Service, except for gross negligence, willful misconduct, or liability that cannot be limited by law.",{"_11":5387,"_501":5388,"_992":5389},"Need Help With This DPA?","For GDPR, SCC, or DPA-related questions, email our legal team at legal@loanintelligence.ai.","legal@loanintelligence.ai",{"_11":2001,"_13":5391,"_462":5092,"_5392":5393,"_5397":5398,"_5401":5402,"_5417":5418,"_538":5420,"_1290":5458,"_1227":5476},"Our commitment to privacy, security, and compliance","backLink",{"_1091":5394,"_5395":5396},"Back to Legal overview","ariaLabel","Return to the Legal overview","backLinkHome",{"_1091":5399,"_5395":5400},"Back to homepage","Return to the homepage","principles",{"_11":5403,"_1481":5404},"Core Principles",{"_4823":5405,"_5341":5406,"_5276":5407,"_5408":5409,"_1290":5410,"_5411":5412,"_5413":5414,"_5415":5416},"Zero document retention - your documents are never stored on our servers","Customer-specific encryption - your data protected with your unique keys","Automatic key rotation - fresh encryption after every processing run","noTraining","No AI training - your documents are never used for model training","Full GDPR & CCPA compliance - built for international privacy regulations","transparency","Complete transparency - detailed documentation of all data handling","informational","Informational use only - data accuracy analysis, not financial advice","userControl","You control your data - stored in your Google Drive, revocable access","documentsSection",{"_11":5419},"Legal Documents",{"_1248":5421,"_1255":5431,"_1262":5441,"_1276":5450},{"_11":2002,"_170":5422,"_2697":5423},"How we collect, use, and protect your personal information",{"_4823":5424,"_5425":5426,"_5427":5428,"_5429":5430},"Zero document retention architecture","minimalData","Minimal data collection (email, payment only)","encryptedStorage","All data encrypted in your Google Drive","noSelling","We never sell or share your data",{"_11":2003,"_170":5432,"_2697":5433},"The agreement governing your use of our service",{"_5434":5435,"_5436":5437,"_5438":5439,"_1297":5440},"serviceDescription","Clear service scope and limitations","pricingTransparency","Transparent pricing and billing terms","disclaimers","Important disclaimers about data accuracy","Acceptable use and compliance requirements",{"_11":5442,"_170":5443,"_2697":5444},"Security Policy","Technical and organizational security measures we implement",{"_5445":5446,"_5108":5447,"_1290":5448,"_3963":5449},"zeroKnowledge","Zero-knowledge architecture explained","AES-256-GCM encryption with key rotation","GDPR, CCPA, FCRA, ECOA compliance","24/7 security monitoring and incident response",{"_11":2005,"_170":5451,"_2697":5452},"GDPR-compliant terms for EU/EEA customers",{"_908":5453,"_5110":5454,"_5455":5456,"_5331":5457},"Clear Controller/Processor responsibilities","Transparent sub-processor disclosure","dataRights","Data subject rights assistance procedures","Standard Contractual Clauses for data transfers",{"_11":5459,"_1481":5460},"Regulatory Compliance",{"_4821":5461,"_5464":5465,"_5468":5469,"_5472":5473},{"_11":5462,"_501":5463},"GDPR (European Union)","Full compliance with EU General Data Protection Regulation, including Standard Contractual Clauses for international transfers and comprehensive data subject rights procedures.","ccpa",{"_11":5466,"_501":5467},"CCPA (California)","California Consumer Privacy Act compliance with transparent data practices, consumer rights support, and 'Do Not Sell' commitment (we never sell data).","fcra",{"_11":5470,"_501":5471},"FCRA Considerations","Designed with Fair Credit Reporting Act considerations for lending industry compliance. Our 'informational purposes only' model helps customers maintain FCRA compliance.","ecoa",{"_11":5474,"_501":5475},"ECOA & Fair Lending","Equal Credit Opportunity Act considerations built into our architecture. Zero retention model supports fair lending documentation requirements.",{"_11":5477,"_170":5478},"Questions About Our Legal Policies?","Email legal@loanintelligence.ai for any legal, privacy, security, or compliance questions.",{"_11":2002,"_13":5480,"_462":5092,"_1129":5481,"_826":5492},"How we handle your data",{"_11":5482,"_1481":5483},"Privacy at a Glance",{"_4823":5484,"_5341":5485,"_5276":5407,"_4632":5486,"_5408":5487,"_5425":5488,"_5489":5490,"_5415":5491},"Zero document retention - your documents are not stored","Customer-specific encryption - your data protected with YOUR unique keys","Advanced processing technology - proprietary algorithms, signal systems, and SOC 2 Type I and Type II compliant third-party AI services","Your documents are NEVER used for AI training","Minimal data collection - only email and payment info","informationalOnly","Informational use only - data accuracy and quality analysis, not financial or lending advice","You control your data - stored in YOUR Google Drive, you can revoke access anytime",{"_5493":5494,"_5511":5512,"_5539":5540,"_5551":5552,"_5565":5566,"_5586":5587,"_4903":5596,"_1262":5610,"_5224":5613,"_1227":5616},"whatWeDoNotCollect",{"_11":5495,"_13":5424,"_1481":5496},"What We Don't Collect or Store",{"_538":5497,"_5500":5501,"_5504":5505,"_4899":5508},{"_11":5498,"_501":5499},"Your Loan Documents","Your documents are NOT stored on our servers. Documents are processed in real-time during each processing run, then immediately deleted. Zero document retention.","extractedData",{"_11":5502,"_501":5503},"Your Document Content","Processing results are encrypted with YOUR unique customer-specific keys and stored in YOUR Google Drive AppData (not our servers). You control access and can revoke permissions anytime.","pii",{"_11":5506,"_501":5507},"Personal Information from Documents","Borrower names, addresses, SSNs, financial data, and other sensitive information from loan documents are NOT stored on our servers. All data is encrypted and stored in YOUR Google Drive.",{"_11":5509,"_501":5510},"Your Data for AI Training","We NEVER use your documents or extracted data for AI model training. Third-party AI services are contractually prohibited from using your data for training and process data ephemerally.","whatWeCollect",{"_11":5513,"_13":5514,"_1481":5515},"What We Do Collect","Minimal data necessary to provide service",{"_688":5516,"_591":5519,"_5522":5523,"_5526":5527,"_899":5530,"_5146":5533,"_5361":5536},{"_11":5517,"_501":5518},"Account Information","Email address, name, and Google account ID when you sign in with Google OAuth.",{"_11":5520,"_501":5521},"Payment Information","Billing handled by Stripe (PCI-compliant). We store only your Stripe customer ID - never credit card numbers.","encryptionKeys",{"_11":5524,"_501":5525},"Encryption Keys","Your customer-specific encryption keys are stored in YOUR Google Drive AppData folder. Keys are automatically rotated after every processing run. We can't access your encrypted data without your Google OAuth permissions.","processingResults",{"_11":5528,"_501":5529},"Processing Results","Encrypted processing results (dashboard data, extracted information) are stored in YOUR Google Drive AppData. All data encrypted throughout the entire process with your unique keys.",{"_11":5531,"_501":5532},"API Usage Metrics","Document counts, processing times, API calls for billing and service monitoring. No document content is logged.",{"_11":5534,"_501":5535},"Technical Logs","Error logs, performance metrics, and system diagnostics. Logs are retained for 30 days maximum.",{"_11":5537,"_501":5538},"Google OAuth Tokens (Optional)","If you enable Google Drive integration, we store encrypted OAuth tokens to access your designated Drive folder. You can revoke access anytime.","howWeUseData",{"_11":5541,"_1481":5542,"_831":5550},"How We Use Your Data",{"_1025":5543,"_56":5544,"_990":5545,"_5546":5547,"_1262":5548,"_1269":5549},"Provide and maintain the LoanIntelligence service","Process payments and manage subscriptions via Stripe","Respond to support requests and troubleshoot issues","improvement","Monitor system performance and improve service quality","Detect and prevent fraud, abuse, and security incidents","Comply with legal obligations and enforce our terms","We will never use your data for marketing, advertising, or sell it to third parties.","dataSharing",{"_11":5553,"_13":5554,"_1481":5555,"_831":5564},"Third-Party Services","Services we use to operate",{"_806":5556,"_3589":5559,"_5203":5562},{"_11":5557,"_501":5558},"Stripe (Payment Processing)","PCI-compliant payment processor. See Stripe's privacy policy at stripe.com/privacy.",{"_11":5560,"_501":5561},"Google (OAuth & Drive Integration)","OAuth authentication and optional Drive API access. See Google's privacy policy at policies.google.com/privacy.",{"_11":5205,"_501":5563},"We use proprietary algorithms and signal systems to ensure data accuracy and quality. Third-party AI services are SOC 2 Type I and Type II certified, contractually prohibited from using your data for training, and process data ephemerally with encryption in transit.","We do not sell or share your data with any other third parties.","yourRights",{"_11":5567,"_13":5568,"_1481":5569},"Your Privacy Rights","Control your data",{"_5233":5570,"_310":5573,"_5181":5576,"_3084":5579,"_5582":5583},{"_11":5571,"_501":5572},"Access Your Data","Request a copy of your account data via email to privacy@loanintelligence.ai",{"_11":5574,"_501":5575},"Delete Your Data","Delete your account anytime from Dashboard → Settings. All data deleted within 24 hours.",{"_11":5577,"_501":5578},"Export Your Data","API responses and Google Sheets integration provide real-time export of all processed data.",{"_11":5580,"_501":5581},"Revoke OAuth Access","Disconnect Google Drive integration anytime from Dashboard → Settings → Google Drive.","optOut",{"_11":5584,"_501":5585},"Opt-Out","Don't use the service = no data collected. Zero retention means no ongoing data storage.","international",{"_11":5588,"_1481":5589},"International Privacy",{"_4821":5590,"_5464":5593},{"_11":5591,"_501":5592},"GDPR Compliance (EU)","Zero retention architecture ensures compliance. You have rights to access, deletion, portability, and restriction of processing.",{"_11":5594,"_501":5595},"CCPA Compliance (California)","We do not sell personal information. California residents have rights to know what data is collected, delete data, and opt-out.",{"_11":5597,"_1481":5598},"Data Retention",{"_538":5599,"_5600":5601,"_5522":5602,"_5603":5604,"_5605":5606,"_5607":5608,"_5279":5609},"Your documents: 0 days (NOT stored - deleted immediately after processing)","encryptedResults","Encrypted processing results: Stored in YOUR Google Drive (you control retention and deletion)","Encryption keys: Rotated automatically after every processing run (old keys discarded)","accountData","Account info: Until account deletion","usageMetrics","API usage logs: 12 months for billing (counts only, no document content)","technicalLogs","Error logs: 30 days maximum (no document content)","OAuth tokens: Until revoked by you",{"_11":5267,"_501":5611,"_2702":5612},"Zero-retention architecture with customer-specific encryption. All data encrypted throughout the entire process. Encryption keys automatically rotated after every processing run. OAuth tokens stored with AES-256 encryption. All data in transit encrypted via HTTPS/TLS. See /security for full details.","View Security Details",{"_11":5614,"_501":5615},"Changes to This Policy","We may update this policy as our service evolves. Material changes will be announced via email 30 days before taking effect. Continued use after changes constitutes acceptance.",{"_11":5617,"_501":5618,"_992":5389},"Questions About Privacy?","Email our legal team at legal@loanintelligence.ai and we'll get back to you within one business day.",{"_11":5620,"_13":5268,"_462":5092,"_1129":5621,"_826":5635},"Your Security Is Our Priority",{"_11":5622,"_1481":5623},"Security at a Glance",{"_5624":5625,"_5341":5626,"_5276":5627,"_5628":5629,"_4632":5630,"_5108":5631,"_5445":5632,"_5415":5633,"_5489":5414,"_1290":5634},"architecture","Zero document retention minimizes attack surface","Customer-specific encryption - YOUR unique keys protect YOUR data","Automatic key rotation after every processing run","advancedTech","Advanced processing technology - proprietary algorithms, signal systems, and SOC 2 Type I and Type II certified third-party AI services","Data quality focus - ensuring data accuracy and quality through multi-layer validation","All data encrypted throughout the entire process","Zero-knowledge security - even if servers compromised, your data remains encrypted","You control your data - stored in YOUR Google Drive","GDPR, CCPA, FCRA, ECOA compliant",{"_5624":5636,"_5650":5651,"_3159":5664,"_5679":5680,"_5378":5698,"_5707":5708,"_3963":5722,"_1290":5735,"_5747":5748,"_5761":5762,"_1227":5773},{"_11":5637,"_13":5638,"_1481":5639},"Security-First Architecture","Built for privacy and security",{"_4823":5640,"_5642":5643,"_5646":5647},{"_11":4824,"_501":5641},"Your documents are NOT stored on our servers. Documents are processed in real-time during each processing run, then immediately deleted. This eliminates the largest attack vector: stored document data. Processing results are encrypted with YOUR customer-specific keys and stored in YOUR Google Drive AppData.","stateless",{"_11":5644,"_501":5645},"Stateless Processing","Each API request is independent. No session data persists beyond the active request. Minimal attack surface.","isolation",{"_11":5648,"_501":5649},"Request Isolation","Professional and Enterprise tiers use dedicated instances with network isolation to prevent cross-customer data leakage.","dataInTransit",{"_11":5652,"_1481":5653},"Data in Transit",{"_3295":5654,"_5657":5658,"_3775":5661},{"_11":5655,"_501":5656},"HTTPS/TLS Encryption","All API requests and responses encrypted with TLS 1.3. No unencrypted HTTP traffic accepted.","certificates",{"_11":5659,"_501":5660},"SSL Certificates","Valid SSL certificates from trusted certificate authorities. Automatic renewal and monitoring.",{"_11":5662,"_501":5663},"API Security","API keys transmitted via secure headers. Rate limiting prevents abuse and DoS attacks.",{"_11":5665,"_1481":5666},"Authentication & Authorization",{"_5361":5667,"_674":5670,"_1484":5673,"_5290":5676},{"_11":5668,"_501":5669},"OAuth 2.0","Google OAuth for user authentication. We never store passwords. OAuth tokens encrypted with AES-256.",{"_11":5671,"_501":5672},"Secure Sessions","Session cookies with httpOnly and secure flags. 7-day expiration with automatic refresh. CSRF protection enabled.",{"_11":5674,"_501":5675},"API Key Management","API keys hashed before storage. Rotate keys anytime from dashboard. Keys scoped to specific permissions.",{"_11":5677,"_501":5678},"Multi-Factor Authentication","MFA available for Enterprise tier accounts. Google account 2FA protects all OAuth logins.","dataAtRest",{"_11":5681,"_13":5682,"_1481":5683},"Data at Rest","Customer-specific encryption architecture",{"_538":5684,"_5526":5686,"_5522":5688,"_5603":5690,"_5279":5693,"_4378":5696},{"_11":642,"_501":5685},"NOT stored on our servers. Deleted immediately after processing. Zero document retention.",{"_11":5528,"_501":5687},"Encrypted with YOUR customer-specific keys and stored in YOUR Google Drive AppData. We cannot access your encrypted data without your OAuth permissions.",{"_11":5524,"_501":5689},"Customer-specific keys stored in YOUR Google Drive AppData. Automatically rotated after every processing run. Old keys discarded.",{"_11":5691,"_501":5692},"Account Data","Email, name, Stripe customer ID stored in encrypted database. AES-256 encryption at rest.",{"_11":5694,"_501":5695},"OAuth Tokens","Google OAuth refresh tokens encrypted with AES-256 before storage. Access tokens held in-memory only during Drive sync operations.",{"_11":4379,"_501":5697},"Error logs and usage metrics do not contain document content. Retained for 30 days maximum. Encrypted at rest.",{"_11":5699,"_1481":5700},"Third-Party Security",{"_806":5701,"_3589":5703,"_5203":5706},{"_11":5557,"_501":5702},"PCI DSS Level 1 certified. We never see credit card numbers. Only Stripe customer IDs stored.",{"_11":5704,"_501":5705},"Google (OAuth & Drive)","OAuth 2.0 with minimal scopes (drive.file, spreadsheets, drive.appdata). Users can revoke access anytime via Google account settings. Your encrypted data and keys stored in YOUR Google Drive AppData.",{"_11":5205,"_501":5563},"accessControl",{"_11":5284,"_1481":5709},{"_5710":5711,"_5714":5715,"_5718":5719},"principle",{"_11":5712,"_501":5713},"Least Privilege Principle","Employees have minimal access required for their role. No employee access to customer documents (they're not stored).","logging",{"_11":5716,"_501":5717},"Audit Logging","All administrative actions logged. Access logs reviewed regularly for anomalies.","separation",{"_11":5720,"_501":5721},"Separation of Duties","Development, staging, and production environments isolated. Production access restricted to operations team.",{"_11":5723,"_1481":5724},"Monitoring & Incident Response",{"_1514":5725,"_3192":5728,"_5731":5732},{"_11":5726,"_501":5727},"Threat Detection","Automated monitoring for suspicious activity, failed login attempts, and API abuse. Real-time alerts for security events.",{"_11":5729,"_501":5730},"Incident Response Plan","Documented procedures for security incidents. Response team on-call 24/7 for Enterprise tier.","disclosure",{"_11":5733,"_501":5734},"Breach Notification","If a data breach occurs, affected users notified within 72 hours. Compliance with GDPR and state breach notification laws.",{"_11":5736,"_1481":5737},"Compliance & Certifications",{"_4821":5738,"_5464":5741,"_4819":5744},{"_11":5739,"_501":5740},"GDPR Compliance","Data processing agreements available. Zero retention architecture simplifies compliance. Right to deletion automatic (delete account = delete data).",{"_11":5742,"_501":5743},"CCPA Compliance","We do not sell personal information. California residents have rights to access and delete data.",{"_11":5745,"_501":5746},"SOC 2 Type II (Roadmap)","Formal audit in progress for Enterprise tier. Current practices align with Security, Availability, Confidentiality principles.","vulnerability",{"_11":5749,"_1481":5750},"Vulnerability Management",{"_5751":5752,"_822":5755,"_5731":5758},"patching",{"_11":5753,"_501":5754},"Regular Updates","Dependencies and infrastructure patched regularly. Security updates applied within 48 hours of disclosure.",{"_11":5756,"_501":5757},"Security Testing","Regular penetration testing and vulnerability scans. Third-party security audits annually.",{"_11":5759,"_501":5760},"Responsible Disclosure","Report security vulnerabilities to security@loanintelligence.ai. We acknowledge reports within 24 hours and provide updates every 72 hours.","yourSecurity",{"_11":5763,"_1481":5764},"Your Security Responsibilities",{"_1484":5765,"_5766":5767,"_5768":5769,"_2887":5770,"_5771":5772},"Keep API keys confidential. Rotate immediately if compromised.","passwords","Use strong, unique passwords for your Google account (OAuth)","devices","Secure devices accessing the dashboard. Log out from shared computers.","Review Google OAuth permissions regularly. Revoke access if no longer needed.","suspicious","Report suspicious activity to security@loanintelligence.ai immediately",{"_11":5774,"_501":5775,"_992":5389},"Need Help With Security?","Reach our legal & security team at legal@loanintelligence.ai for incident disclosures or compliance questions.",{"_11":2003,"_13":5777,"_462":5092,"_5778":5779,"_1129":5780,"_826":5795},"Agreement between you and LoanIntelligence.ai","canonicalDisclaimerTitle","Important Disclaimer",{"_11":5781,"_1481":5782},"Terms at a Glance",{"_5783":5784,"_1310":5785,"_5489":5786,"_5787":5788,"_5789":5790,"_4823":5791,"_5341":5792,"_5793":5794},"acceptance","By using LoanIntelligence, you agree to these terms","Transparent pricing: $1/document (API) or monthly subscriptions","Informational use only - data accuracy and quality analysis, not financial advice","noGuarantees","Service provided 'as-is' - no accuracy guarantees, always verify data","yourData","You own your data - we're just processing it","Zero retention - your documents are NOT stored on our infrastructure","Customer-specific encryption - your data encrypted with your unique keys","termination","Cancel anytime - no long-term contracts",{"_5783":5796,"_5434":5799,"_5808":5809,"_5819":5820,"_1297":5845,"_5872":5873,"_5438":5885,"_5382":5905,"_5908":5909,"_5793":5912,"_5927":5928,"_5930":5931,"_5945":5946,"_5949":5950,"_5953":5954,"_1227":5957},{"_11":5797,"_501":5798},"Agreement to Terms","By accessing or using LoanIntelligence.ai (the \"Service\"), you agree to be bound by these Terms of Service (\"Terms\"). If you disagree with any part of these terms, you may not use the Service.",{"_11":5800,"_13":5801,"_501":5802,"_1481":5803},"Service Description","What LoanIntelligence provides","LoanIntelligence is a loan document data accuracy and quality service that uses proprietary algorithms, signal systems, and SOC 2 Type I and Type II certified third-party AI services to extract structured data, perform financial calculations, and ensure data quality for informational purposes only. The Service includes:",{"_401":5804,"_403":5805,"_405":5806,"_1383":5807},"JSON API for document processing ($1/document, pay-per-use)","Professional tier with discounted API access ($1,500/month base, includes 1,500 documents at 75¢ each, optional Drive Processing add-on for +$250/month)","Enterprise tier with 50% discount on all documents ($3,500/month base, includes 7,000 documents at 50¢ each, optional Drive Processing add-on for +$250/month)","Data extraction, DSCR/LTV calculations, quality validation, audit trails, and automated underwriting support","accountRequirements",{"_11":5810,"_1481":5811},"Account Requirements",{"_5812":5813,"_4910":5814,"_1262":5815,"_5816":5817,"_1290":5818},"age","You must be at least 18 years old to use the Service","You must provide accurate account information","You are responsible for maintaining account security","authorization","You must be authorized to bind your organization if using on behalf of a company","You must comply with all applicable laws and regulations","pricingBilling",{"_11":5821,"_13":5822,"_1481":5823},"Pricing & Billing","Payment terms",{"_4180":5824,"_540":5827,"_5830":5831,"_5834":5835,"_4884":5838,"_5841":5842},{"_11":5825,"_501":5826},"API Pricing","$1 per document processed. Billed monthly via Stripe based on usage. No minimum commitment.",{"_11":5828,"_501":5829},"Subscription Plans","Professional ($1,500/month base, optional +$250/month Drive Processing) and Enterprise ($3,500/month base, optional +$250/month Drive Processing) plans billed monthly in advance via Stripe.","paymentMethod",{"_11":5832,"_501":5833},"Payment Processing","All payments processed securely through Stripe. You authorize charges to your payment method.","refunds",{"_11":5836,"_501":5837},"Refunds","Full refund available within 14 days of any charge, no questions asked. Contact billing@loanintelligence.ai to request.",{"_11":5839,"_501":5840},"Cancellation","Cancel subscriptions anytime. Access continues until end of billing period. No refunds for partial months.","priceChanges",{"_11":5843,"_501":5844},"Price Changes","We may change pricing with 30 days notice via email. Continued use after price change constitutes acceptance.",{"_11":5846,"_13":5847,"_5185":5848,"_5862":5863},"Acceptable Use Policy","What you can and cannot do",{"_11":5187,"_1481":5849},{"_5850":5851,"_5852":5853,"_5854":5855,"_5856":5857,"_5858":5859,"_5860":5861},"illegal","Process documents for illegal purposes or violate laws","unauthorized","Process documents you don't have rights to access","abuse","Abuse the API (excessive requests, DoS attacks, reverse engineering)","harmful","Use for discriminatory lending, fraud, or harm to others","resale","Resell API access without written permission","scraping","Scrape, crawl, or harvest data from the Service","requirements",{"_11":5864,"_1481":5865},"Your Responsibilities",{"_5866":5867,"_1290":5868,"_5869":5870,"_1262":5871},"lawful","Ensure all documents are lawfully obtained and you have rights to process them","Comply with FCRA, ECOA, fair lending laws, and data protection regulations","verification","Verify all extracted data before making financial decisions","Secure your API keys and account credentials","intellectualProperty",{"_11":5874,"_1481":5875},"Intellectual Property",{"_5876":5877,"_5789":5880,"_493":5883},"ourIP",{"_11":5878,"_501":5879},"Our Intellectual Property","The Service, API, software, algorithms, and documentation are owned by LoanIntelligence.ai and protected by intellectual property laws. We grant you a limited, non-exclusive license to use the Service.",{"_11":5881,"_501":5882},"Your Data","You retain all rights to documents you upload and data extracted from them. We claim no ownership over your data.",{"_11":495,"_501":5884},"If you provide feedback or suggestions, we may use them without obligation to you.",{"_11":5886,"_13":5887,"_1481":5888},"Disclaimers & Limitations","Important limitations",{"_5889":5890,"_5893":5894,"_5787":5897,"_5022":5900,"_5378":5903},"asIs",{"_11":5891,"_501":5892},"Service Provided 'As-Is'","The Service is provided without warranties of any kind. We do not guarantee accuracy, completeness, or reliability of extracted data.","noFinancialAdvice",{"_11":5895,"_501":5896},"Not Financial Advice","Data quality reports and analysis are for informational purposes only. We do not provide financial, legal, or lending advice. You are responsible for all lending decisions.",{"_11":5898,"_501":5899},"No Accuracy Guarantees","While our system is production-ready and highly accurate, we cannot guarantee 100% accuracy. Always verify extracted data against source documents.",{"_11":5901,"_501":5902},"Service Availability","We strive for high availability but do not guarantee uninterrupted access. SLAs apply only to Professional and Enterprise tiers.",{"_11":5553,"_501":5904},"We use third-party AI services that are SOC 2 Type I and Type II certified and contractually prohibited from using your data for training. Google Drive, Stripe, and other integrations are outside our control. We are not liable for third-party service performance or failures.",{"_11":5384,"_501":5906,"_2959":5907},"To the maximum extent permitted by law, LoanIntelligence.ai's total liability for any claim arising from the Service is limited to the amount you paid us in the 12 months preceding the claim. We are not liable for indirect, incidental, consequential, or punitive damages.","This includes damages from: inaccurate data extraction, loan decisions based on our output, business interruption, lost profits, or data loss.","indemnification",{"_11":5910,"_501":5911},"Indemnification","You agree to indemnify and hold LoanIntelligence.ai harmless from claims arising from: (a) your use of the Service, (b) violation of these Terms, (c) violation of laws or third-party rights, or (d) your uploaded documents or data.",{"_11":5913,"_1481":5914},"Termination",{"_5915":5916,"_5919":5920,"_5923":5924},"byYou",{"_11":5917,"_501":5918},"Termination by You","Cancel your account anytime from Dashboard → Settings. Subscription access continues until end of billing period.","byUs",{"_11":5921,"_501":5922},"Termination by Us","We may suspend or terminate your account for: (a) violation of these Terms, (b) non-payment, (c) fraudulent activity, or (d) excessive API abuse.","effect",{"_11":5925,"_501":5926},"Effect of Termination","Upon termination, your access ends immediately. Account data deleted within 24 hours. No refunds for partial periods.","dataProcessing",{"_11":2005,"_501":5929},"For GDPR purposes: You are the data controller, we are the data processor. We process personal data only on your instructions (via API calls) using a zero-retention architecture. Documents are NOT stored—they are deleted immediately after processing. Processing results are encrypted with customer-specific keys and stored in YOUR Google Drive. Full Data Processing Agreement available at /legal/dpa.","disputes",{"_11":5932,"_1481":5933},"Dispute Resolution",{"_5934":5935,"_5938":5939,"_115":5942},"governingLaw",{"_11":5936,"_501":5937},"Governing Law","These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict of law principles.","arbitration",{"_11":5940,"_501":5941},"Binding Arbitration","Disputes will be resolved through binding arbitration in Delaware, not through courts. You waive the right to class actions.",{"_11":5943,"_501":5944},"Exceptions","Either party may seek injunctive relief in court for intellectual property violations or urgent matters.","modifications",{"_11":5947,"_501":5948},"Changes to Terms","We may modify these Terms at any time. Material changes will be announced via email 30 days before taking effect. Continued use after changes constitutes acceptance. If you disagree, you must stop using the Service.","severability",{"_11":5951,"_501":5952},"Severability","If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.","entireAgreement",{"_11":5955,"_501":5956},"Entire Agreement","These Terms, together with our Privacy Policy and any subscription agreement, constitute the entire agreement between you and LoanIntelligence.ai.",{"_11":3570,"_501":5958,"_992":5389},"Questions about these Terms? Email us at legal@loanintelligence.ai",{"_11":2682,"_13":5960,"_2752":2753,"_2754":2755,"_1853":2356,"_2758":2759,"_2760":2761,"_2762":5961,"_5962":5963,"_2766":2279,"_2768":2740,"_5964":5965,"_5966":5967,"_627":5968,"_5974":5975,"_831":5984,"_170":5987},"Sign in to your account","Enter your password","forgotPassword","Forgot password?","noAccount","Don't have an account?","signupLink","Create one",{"_5969":5970,"_2782":5971,"_5972":5973},"invalidSubmission","We couldn't sign you in with those details. Double-check your email and password.","Google sign-in failed. Please try again or sign in with email.","invalidEmail","Please enter a valid email address","magicLink",{"_1853":582,"_2758":5976,"_2766":5977,"_4789":5978,"_241":5979,"_5980":5981,"_5982":5983},"Enter your email","Continue with Email","Check your email","We sent a magic link to","successInstructions","Click the link in the email to sign in. The link expires in 15 minutes.","useDifferentEmail","Use a different email",{"_5985":5986,"_2877":2002,"_2777":2777,"_2876":2003},"acknowledgement","By continuing, you acknowledge our","User authentication and customer dashboard coming soon. Manage your account, API keys, and billing here.",{"_11":5989,"_13":5990,"_5991":5992,"_924":5993,"_3426":5994,"_401":5998,"_403":6020,"_405":6041,"_6055":6056,"_6068":6069,"_6075":6076,"_2011":6080,"_1241":6086},"Transparent Pricing","$1.00/document. No hidden fees. Instant activation. Pay only for what you use.","plansHeading","Choose Your Plan",{"_963":964,"_965":966},{"_401":5995,"_403":5996,"_405":5997},"Instant access, pay-per-use","1,500 documents/month included","7,000 documents/month @ 50% discount",{"_11":1395,"_1377":5999,"_6000":6001,"_5013":6002,"_211":6003,"_6004":6005,"_6006":6007,"_170":6008,"_6009":6010,"_1383":6015,"_924":929},"$1.00","unit","/document","Pay Per Use","$25 welcome credits","packagePrice","$20 per loan package","packageNote","Typical package: 20 documents","JSON API for developers and integrations. Complete underwriting intelligence with zero data storage.","bullets",[6011,6012,6013,4783,6014,3122],"Includes $25 welcome credits","Complete underwriting intelligence","Credit policy compliance @ $1.00/policy","Optional Google Drive Processing add-on",{"_85":6016,"_2047":2717,"_1248":3122,"_2795":6017,"_1114":6018,"_1965":6019},"Lightning fast processing","Instant Stripe onboarding","Financial calculations + risk insights","Multi-layer validation + quality checks",{"_11":404,"_1377":6021,"_6000":6022,"_5013":2828,"_211":6023,"_6004":6024,"_6006":6025,"_170":6026,"_6009":6027,"_1383":6030,"_924":964,"_1310":6040},"$1,500","/month","$100 welcome credits","$15 per loan package","At 75 loans/month","25% discount on all documents (75¢/doc). Includes 1,500 documents/month (~75 loan packages).",[6028,6012,6029,4783,6014,3122],"Includes $100 welcome credits","Credit policy compliance @ 75¢/policy",{"_6031":6032,"_6033":6034,"_2854":6014,"_990":6035,"_6036":6037,"_6038":6039},"apiAccess","Everything in API, plus:","instance","25% discount on all documents","Priority support response","workflows","Priority rate limits","sla","Immediate API access","$1,500/mo",{"_11":406,"_1377":6042,"_6000":6022,"_5013":6043,"_211":6023,"_6004":6044,"_6006":6045,"_170":6046,"_6009":6047,"_1383":6049,"_924":964,"_1310":2676},"$3,500","50% Discount","$10 per loan package","At 350 loans/month","50% discount on all documents (50¢/doc). Includes 7,000 documents/month (~350 loan packages).",[6028,6012,6048,4783,6014,3122],"Credit policy compliance @ 50¢/policy",{"_6031":6050,"_2826":6051,"_6052":4770,"_6053":4771,"_6054":4758,"_990":6035},"Everything in Professional, plus:","50% discount on all documents (50¢ vs $1.00)","volume","limits","concurrent","comparison",{"_11":6057,"_1383":6058},"Feature Comparison",{"_1965":4633,"_85":6059,"_1530":6060,"_1114":1159,"_6061":6062,"_2047":2034,"_2854":6063,"_990":6064,"_6038":6065,"_6066":6067},"Processing Speed","Multi-Layer Validation","summaries","Intelligence Summaries","Google Drive Sync","Support Level","SLA Guarantee","customization","Custom Workflows","promoCode",{"_1091":6070,"_785":2864,"_6071":6072,"_6073":6074},"Promo Code","apply","Apply","applied","Code applied","checkout",{"_4222":6077,"_4285":6078,"_85":6079},"Select a plan to continue","Failed to start checkout. Please try again.","Opening checkout...",{"_11":2015,"_1494":6081,"_1496":1497,"_6082":6083,"_6084":6085},"Lending Teams","lead","Choose pay-as-you-go API access or unlock 25%-50% discounts with subscription plans.","supporting","Every plan includes complete underwriting intelligence with JSON + PDF outputs, full audit trails, and zero data retention (Sheets exports on subscriptions).",{"_11":6087,"_1481":6088},"Pricing FAQs",[6089,6092,6095,6098],{"_2289":6090,"_4839":6091},"Can I start with API access and upgrade later?","Yes. Start with pay-as-you-go, then upgrade to Professional or Enterprise anytime. Your API keys and integrations continue working.",{"_2289":6093,"_4839":6094},"Do you offer trials or credits?","Every account includes $25 in API credits. Professional and Enterprise plans also include $100 welcome credits for faster onboarding.",{"_2289":6096,"_4839":6097},"What happens if I exceed the included documents?","Extra documents are billed at your discounted per-document rate (75¢ for Professional, 50¢ for Enterprise).",{"_2289":6099,"_4839":6100},"How does credit policy billing work?","Upload your credit policy once ($1.00). Then each loan evaluated against that policy costs $1.00 per policy applied (or 75¢/50¢ on subscriber plans). Same policy, multiple loans = just pay per evaluation.","session-expired",{"_3101":6103,"_11":6104,"_170":6105,"_3888":6106,"_6107":6108,"_3106":3107,"_1170":2275,"_1310":1988,"_1241":1989},"Session Expired | LoanIntelligence.ai","Session Expired","Your session has expired. Please sign in again to continue where you left off.","For your security, sessions automatically expire after periods of inactivity.","signInAgain","Sign In Again","setup-2fa",{"_11":6111,"_2338":6112,"_627":6153},"Set Up Two-Factor Authentication",{"_6113":6114,"_6125":6126,"_4921":6133,"_6139":6140},"intro",{"_11":6115,"_6116":6117,"_170":6118,"_5862":6119,"_6123":6124,"_963":964},"Secure Your Account","titleRecovery","Set Up New Two-Factor Authentication","Two-factor authentication adds an extra layer of security to your account. Even if someone has your password, they'll need access to your authenticator app to sign in.",{"_11":6120,"_4747":6121,"_4749":6122},"You'll need","An authenticator app (Google Authenticator, 1Password, Authy, etc.)","2 minutes to complete setup","recoveryNotice","Your previous 2FA has been disabled. You must set up new 2FA to continue using your account.","scanQr",{"_11":6127,"_170":6128,"_6129":6130,"_947":948,"_2923":2924},"Scan with Your Authenticator App","Open your authenticator app and scan this QR code","cantScan",{"_11":6131,"_170":6132},"Can't scan?","Enter this code manually in your authenticator app:",{"_11":6134,"_170":6135,"_785":6136,"_95":6137,"_947":948,"_4921":6138},"Enter Verification Code","Enter the 6-digit code from your authenticator app","000000","Code changes every 30 seconds","Verify","backup",{"_11":6141,"_170":6142,"_6143":6144,"_6145":6146,"_1439":3321,"_3431":6147,"_6150":6151,"_1577":6152},"Save Your Backup Codes","If you lose access to your authenticator, use one of these codes to sign in. Each code works once.","downloadCodes","Download codes","copyClipboard","Copy to clipboard",{"_11":6148,"_1943":6149},"Important","Store these somewhere safe. You won't see them again.","confirmSaved","I have saved my backup codes in a safe place","Complete Setup",{"_2780":6154,"_6155":6156,"_6157":6158},"Failed to initialize 2FA setup","verifyFailed","Verification failed","invalidCode","Please enter a 6-digit code",{"_6160":6161,"_6291":6292,"_6406":6407,"_3522":6520},"for-lenders",{"_2011":6162,"_6174":6175,"_6183":6205,"_1142":6210,"_5025":6237,"_6250":6251,"_1310":6263,"_1241":6274,"_924":6288},{"_11":6163,"_3114":6164,"_3116":1497,"_6165":6166,"_6167":6168,"_6169":1497,"_13":6170,"_6171":6172,"_924":6173},"Loan Intelligence for ","Faster","titleHighlight2"," ","titleHighlight3","Decisions","titleHighlight3Style","Win more deals by responding first. Transform any loan package into instant underwriting intelligence—spot opportunities, catch risks, and provide professional feedback in minutes, not days.","stat","3-minute loan package assessment",{"_928":5039,"_930":931},"problem",{"_11":6176,"_6113":6177,"_6178":6179},"The Speed vs. Thoroughness Dilemma","Lenders face constant pressure to respond quickly while maintaining thorough analysis. Slow response times lose deals, but rushing creates risk.","points",[6180,6185,6189,6193,6197,6201],{"_11":6181,"_170":6182,"_6183":6184},"Slow Response Times Kill Deals","Borrowers expect quick feedback. If you take days to respond, they go to competitors","solution","3-minute assessment lets you respond same-day with professional analysis",{"_11":6186,"_170":6187,"_6183":6188},"Can't Assess Viability Without Deep Review","No way to quickly tell if a deal is worth pursuing without opening every document","Instant dashboard with key metrics (LTV, DSCR) and risk scoring",{"_11":6190,"_170":6191,"_6183":6192},"Incomplete Packages Waste Time","You start reviewing only to discover critical documents are missing","Automatic checklist of 25+ document types shows exactly what's missing",{"_11":6194,"_170":6195,"_6183":6196},"No Early Red Flags","Missing obvious issues until deep in the process","AI-powered risk scoring identifies issues immediately—expired docs, identity mismatches, data conflicts",{"_11":6198,"_170":6199,"_6183":6200},"Resource Constraints","Small teams can't afford dedicated underwriters but need underwriting-quality analysis","Underwriting-grade intelligence (calculations, risk analysis) without dedicated underwriters",{"_11":6202,"_170":6203,"_6183":6204},"No Standardized Process","Each loan officer reviews differently, leading to inconsistent quality","Consistent, thorough analysis every time—same quality across your team",{"_11":6206,"_170":6207,"_6208":6209},"Instant Intelligence for Faster Decisions","Upload any loan package—3 documents or 30 documents—get instant underwriting intelligence. Respond to borrowers same-day with specific feedback, missing items, or preliminary approval.","differentiator","Lifecycle-aware intelligence from first document to funding",{"_11":6211,"_1481":6212},"Accelerate Your Lending Workflow",[6213,6217,6221,6225,6229,6233],{"_11":6214,"_170":6215,"_189":6216},"Respond to Borrowers in Minutes","Upload package, get results in ~3 minutes. Immediate assessment of viability. Same-day feedback builds borrower trust.","Competitive advantage: speed + thoroughness",{"_11":6218,"_170":6219,"_189":6220},"Progressive Processing","Submit 3 docs or 30 docs—get lifecycle-aware intelligence at every stage. Dashboard updates as more documents arrive. Pay $1/document regardless of completeness.","No waiting for 'complete' package to start analysis",{"_11":6222,"_170":6223,"_189":6224},"Instant Missing Document Detection","Automatic checklist of 25+ document types. See what's missing before wasting time on deep review. Professional feedback: 'We need X, Y, Z to proceed'.","Faster cycles mean faster closings",{"_11":6226,"_170":6227,"_189":6228},"Early Red Flag Detection","AI-powered risk scoring identifies issues immediately. Expired documents, identity mismatches, inconsistent data flagged. Save time by avoiding deals with fundamental issues.","Focus effort on viable opportunities",{"_11":6230,"_170":6231,"_189":6232},"Underwriting-Grade Intelligence","Get the same analysis underwriters would provide. DSCR, LTV, P&I calculations. Risk assessment across 4 dimensions.","Professional presentation for borrower conversations",{"_11":6234,"_170":6235,"_189":6236},"Standardized Review Process","Every loan gets the same thorough analysis. No variation based on who's reviewing. Consistent quality across your team.","Better risk management",{"_11":6238,"_2338":6239},"From Upload to Decision in Minutes",[6240,6243,6246],{"_6241":5082,"_11":2615,"_170":6242},"number","Borrower sends documents → you upload to LoanIntelligence",{"_6241":6244,"_11":2581,"_170":6245},"2","Get instant dashboard with completeness check, calculations, risk analysis",{"_6241":6247,"_11":6248,"_170":6249},"3","Respond","Same-day feedback to borrower with missing items, concerns, or preliminary approval","scenarios",{"_11":6252,"_1481":6253},"How Lenders Use LoanIntelligence.ai",[6254,6257,6260],{"_11":6255,"_170":6256},"Early-Stage Assessment","Borrower sends 5 docs on Day 1. Upload to LoanIntelligence. See basic borrower info, property details, and checklist of 18 missing docs. Respond same-day: 'Great start! Here's what we need next...'",{"_11":6258,"_170":6259},"Quick Viability Check","Partial package with appraisal and loan app. LTV calculated at 82% (above your 80% limit). Respond quickly: 'Would need larger down payment to proceed.' Saved hours of detailed review.",{"_11":6261,"_170":6262},"Competitive Advantage","Borrower shopping multiple lenders. You respond in 2 hours with professional assessment and missing doc list. Competitors take 2 days. You win the deal.",{"_11":6264,"_6265":6266,"_2022":6272,"_924":6273},"Pricing Built for Lenders","tiers",[6267,6270],{"_274":6268,"_1377":6269},"API tier","$1 per document, pay only for what you use",{"_274":404,"_1377":6271},"Process 100 packages/month for $1,500","Close more deals by responding faster","See Pricing Plans",{"_11":4826,"_1481":6275},[6276,6279,6282,6285],{"_2289":6277,"_4839":6278},"What if I only have a partial package?","Perfect! That's what progressive processing is for. Upload any documents—even just 3-5 docs—and get instant intelligence. Dashboard updates as more documents arrive.",{"_2289":6280,"_4839":6281},"Can I use this for quick pre-approvals?","Yes. Fast risk assessment helps you provide preliminary feedback to borrowers in minutes. You still make the final decision, but with better data.",{"_2289":6283,"_4839":6284},"Do I need a subscription or can I pay per use?","Both! API tier is pure pay-per-use at $1/document. No minimums, no commitment. Perfect for sporadic volume.",{"_2289":6286,"_4839":6287},"How does this help me close more deals?","Speed wins deals. Responding in hours instead of days keeps borrowers engaged. Professional analysis shows you're thorough. Fewer back-and-forth cycles = faster closings.",{"_11":6289,"_928":6290,"_930":931},"Start Responding Faster","Try Demo","for-loan-packaging",{"_2011":6293,"_6174":6298,"_6183":6326,"_1142":6330,"_5025":6357,"_6250":6371,"_1310":6383,"_1241":6390,"_924":6404},{"_11":6294,"_3114":2187,"_3116":1497,"_6165":6166,"_6167":3118,"_6169":3118,"_13":6295,"_6171":6296,"_924":6297},"Loan Intelligence that ","Deliver lender-ready packages every time. Automated QC flags missing documents, data conflicts, and compliance gaps before submission—protecting your reputation and accelerating closings.","Process 3x more packages with automated QC",{"_928":5039,"_930":931},{"_11":6299,"_6113":6300,"_6178":6301},"The Quality Control Bottleneck","Loan packaging companies are caught between speed and quality. Manual QC takes hours, but rejections are costly. One bad package can damage lender relationships.",[6302,6306,6310,6314,6318,6322],{"_11":6303,"_170":6304,"_6183":6305},"Manual QC Takes Hours","Verifying every data point across 20-30 documents for completeness and accuracy","Automated validation across all documents in ~3 minutes",{"_11":6307,"_170":6308,"_6183":6309},"Lender Rejections Are Costly","Incomplete or inaccurate packages get rejected, wasting weeks of work","Pre-submission validation catches issues before lenders see them",{"_11":6311,"_170":6312,"_6183":6313},"No Pre-Flight Check","No efficient way to validate packages before submission","Complete quality control: missing docs, data conflicts, compliance issues—all flagged automatically",{"_11":6315,"_170":6316,"_6183":6317},"Data Inconsistencies","Borrower names, addresses, amounts vary across documents—hard to catch manually","Cross-document verification and format standardization with complete audit trail",{"_11":6319,"_170":6320,"_6183":6321},"Competitive Pressure","Faster turnaround wins more business, but quality can't suffer","3x faster turnaround without sacrificing quality",{"_11":6323,"_170":6324,"_6183":6325},"Reputation Risk","One bad package damages lender relationships","Professional intelligence reports show lenders you've done thorough QC",{"_11":6327,"_170":6328,"_6208":6329},"Automated QC for Lender-Ready Packages","Run every loan package through automated QC before submission. Catch missing documents, data inconsistencies, and compliance issues. Deliver packages that make lenders' jobs easier.","We're your automated quality control team",{"_11":6331,"_1481":6332},"Deliver Perfect Packages Every Time",[6333,6337,6341,6345,6349,6353],{"_11":6334,"_170":6335,"_189":6336},"Eliminate Lender Rejections","Pre-submission validation catches issues before lenders see them. Completeness checking ensures nothing's missing. Data consistency verification across all documents.","Submit with confidence—no more rejection cycles",{"_11":6338,"_170":6339,"_189":6340},"Automated Quality Control","Every package gets the same thorough QC. Cross-document verification catches inconsistencies humans miss. Compliance checks (expired docs, identity verification).","Professional intelligence reports for lenders",{"_11":6342,"_170":6343,"_189":6344},"3x Faster Turnaround","Process more packages in less time. Automated extraction and validation vs manual review. Focus team on problem-solving, not data entry.","Scale without proportional headcount increases",{"_11":6346,"_170":6347,"_189":6348},"Cross-Document Verification","Automated reconciliation of borrower info across documents. Format standardization (names, addresses, phone). Authority-based conflict resolution.","Complete audit trail of all corrections",{"_11":6350,"_170":6351,"_189":6352},"Professional Presentation","Deliver packages with intelligence reports. Show lenders you've done thorough QC. Structured data makes lenders' jobs easier.","Differentiate your service",{"_11":6354,"_170":6355,"_189":6356},"Prevent Compliance Issues","Expired insurance detection. Credit report age validation. Identity verification across all parties.","Missing critical field tracking",{"_11":6358,"_2338":6359},"Your Quality Control Workflow",[6360,6363,6365,6368],{"_6241":5082,"_11":6361,"_170":6362},"Collect","Gather documents from borrower/broker",{"_6241":6244,"_11":768,"_170":6364},"Upload to LoanIntelligence for automated QC",{"_6241":6247,"_11":6366,"_170":6367},"Fix","Review dashboard, address any issues or inconsistencies",{"_6241":6369,"_11":956,"_170":6370},"4","Deliver lender-ready package with confidence",{"_11":6372,"_1481":6373},"How Loan Packagers Use LoanIntelligence.ai",[6374,6377,6380],{"_11":6375,"_170":6376},"Pre-Submission QC","Package appears complete. Upload to LoanIntelligence. AI catches: insurance expired, borrower name differs on 3 docs, credit score not found. Fix before submitting to lender. Zero rejections.",{"_11":6378,"_170":6379},"Multi-Lender Requirements","Same loan going to 3 different lenders with different requirements. Use intelligence dashboard to quickly verify each lender's checklist. Customize packages efficiently.",{"_11":6381,"_170":6382},"Competitive Turnaround","Get new package Monday morning. Process through LoanIntelligence Monday afternoon. Submit to lender Tuesday with intelligence report. Competitor takes 5 days. You win the repeat business.",{"_11":6384,"_6385":6386,"_6387":6388,"_2022":6389,"_924":6273},"Pricing for Packaging Companies","focus","Professional tier highlighted: $1,500/month for 100 loan packages","roi","One prevented rejection pays for itself","Process more packages, fewer rejections, happier lenders",{"_11":4826,"_1481":6391},[6392,6395,6398,6401],{"_2289":6393,"_4839":6394},"Will this replace my QC team?","No—it makes them more efficient. Automated validation catches obvious issues so your team focuses on complex problems and lender relationships.",{"_2289":6396,"_4839":6397},"Can I deliver the intelligence reports to lenders?","Yes! Many packagers include JSON data or PDF reports with their submissions. Makes lenders' jobs easier and differentiates your service.",{"_2289":6399,"_4839":6400},"What if a lender has specific requirements?","Our 25+ document checklist covers most lender requirements. You review the dashboard to verify specific lender needs. Enterprise tier offers custom checklists.",{"_2289":6402,"_4839":6403},"How does this help me win more business?","Faster turnaround wins deals. Fewer rejections means better reputation. Professional presentation differentiates your service. All three drive more business.",{"_11":6405,"_928":6290,"_930":931},"Ready to Eliminate Rejections?","for-underwriting-teams",{"_2011":6408,"_6174":6414,"_6183":6442,"_1142":6446,"_5025":6472,"_6250":6485,"_1310":6497,"_1241":6502,"_924":6518},{"_11":6409,"_3114":6410,"_3116":1497,"_6165":3118,"_6167":3118,"_6169":3118,"_13":6411,"_6171":6412,"_924":6413},"Underwriting Intelligence that ","Saves Time","Focus on decisions, not data entry. Turn complete loan packages into decision-ready outputs in under 3 minutes—with Excel-accurate calculations, built-in compliance checks, and full audit trails that compress 5 hours of manual work into a few clicks.","87% cost savings vs manual underwriting",{"_928":6290,"_930":931},{"_11":6415,"_6113":6416,"_6178":6417},"The Manual Underwriting Burden","Underwriting teams spend countless hours manually reviewing loan packages, leaving little time for what matters most: making informed credit decisions.",[6418,6422,6426,6430,6434,6438],{"_11":6419,"_170":6420,"_6183":6421},"Hours of Manual Data Entry","You spend 2.5-5 hours per loan package manually extracting borrower info, property details, and financial data from 20-30 documents","Automated extraction from all 20+ document types in ~3 minutes",{"_11":6423,"_170":6424,"_6183":6425},"Risk of Calculation Errors","Manual DSCR and LTV calculations are error-prone. One transcription mistake can lead to incorrect risk assessment","Excel-formula precision with deterministic calculations—never guesses, returns null when data missing",{"_11":6427,"_170":6428,"_6183":6429},"Compliance Gaps","Easy to miss expired insurance certificates, outdated credit reports, or identity verification mismatches","Automated compliance checking: document expiration, identity verification, missing critical fields",{"_11":6431,"_170":6432,"_6183":6433},"No Audit Trail","When auditors ask \"where did this number come from?\", you're manually cross-referencing documents","Every field traceable to source document with page number and confidence score",{"_11":6435,"_170":6436,"_6183":6437},"Inconsistent Data","Same borrower information appears differently across documents, requiring time-consuming reconciliation","Cross-document validation with authority hierarchy and format standardization",{"_11":6439,"_170":6440,"_6183":6441},"Blind Until Package Complete","Traditional underwriting can't start until all documents arrive. No visibility into deal quality during collection phase","Lifecycle-aware intelligence from the first document. Know your risk posture at every stage, not just at the end",{"_11":6443,"_170":6444,"_6208":6445},"Automated Intelligence, Human-Reviewed Decisions","Automated extraction, aggregation, calculation, and validation—you focus on what matters: making informed credit decisions.","We don't just extract data. We deliver lifecycle-aware underwriting intelligence.",{"_11":6447,"_1481":6448},"Transform Your Underwriting Workflow",[6449,6453,6457,6461,6464,6468],{"_11":6450,"_170":6451,"_189":6452},"Save 2.5-5 Hours Per Package","Automated extraction from all 20+ document types. Cross-document aggregation and validation. Instant dashboard generation.","Process in ~3 minutes what used to take hours",{"_11":6454,"_170":6455,"_189":6456},"Excel-Accurate Financial Calculations","Deterministic DSCR, LTV, P&I calculations (zero AI hallucination). PMT formula parity for principal & interest. Transparent calculation methodology.","Returns null when data missing—never guesses",{"_11":6458,"_170":6459,"_189":6460},"Built-In Compliance Checks","Automated document expiration detection (insurance, credit reports, IDs). Identity verification across all parties. Missing critical field tracking.","Automatic checklist status updates",{"_11":1960,"_170":6462,"_189":6463},"Every field traceable to source document with page number. Confidence scores for all extracted data. Before/after corrections with reasoning.","Compliance-ready from day one",{"_11":6465,"_170":6466,"_189":6467},"AI-Powered Quality Validation","Cross-document verification catches inconsistencies. Automatic format standardization (names, addresses, phone numbers). Intelligent corrections with full audit trails.","Document authority hierarchy resolves conflicts",{"_11":6469,"_170":6470,"_189":6471},"Four-Dimensional Risk Analysis","Credit, collateral, liquidity, documentation risk scoring. AI-generated strengths and concerns. Approval recommendations (informational, you decide).","Comprehensive underwriting assessment",{"_11":6473,"_2338":6474},"Your Workflow with LoanIntelligence.ai",[6475,6477,6480,6482],{"_6241":5082,"_11":2615,"_170":6476},"Drop complete loan package via API or Google Drive",{"_6241":6244,"_11":6478,"_170":6479},"Process","AI extracts, validates, calculates in ~3 minutes",{"_6241":6247,"_11":2581,"_170":6481},"Review dashboard with all data, calculations, and risk analysis",{"_6241":6369,"_11":6483,"_170":6484},"Decide","Make informed credit decision with complete audit trail",{"_11":6486,"_1481":6487},"Real-World Underwriting Scenarios",[6488,6491,6494],{"_11":6489,"_170":6490},"Complete Package Review","30-document DSCR loan package processed in 2.5 minutes. All borrower info extracted, DSCR calculated (1.28), expired insurance flagged, identity verified. Ready for underwriting decision.",{"_11":6492,"_170":6493},"Multi-Property Portfolio","Portfolio loan with 4 properties. AI detected portfolio structure, parsed addresses, aggregated rents across properties, calculated combined DSCR. Complete portfolio analysis in <4 minutes.",{"_11":6495,"_170":6496},"Progressive Submission","Borrower submitted documents over 5 days. Dashboard updated with each submission. Day 1: Basic info. Day 3: Calculations available. Day 5: Complete intelligence with full assessment.",{"_11":6498,"_6385":6499,"_2022":6500,"_924":6501},"Built for Underwriting Teams","Professional tier: $1,500/month for 1,500 documents (~100 loan packages)","$20 per package vs $150 manual underwriting cost","See Full Pricing",{"_11":4826,"_1481":6503},[6504,6507,6509,6512,6515],{"_2289":6505,"_4839":6506},"How accurate are the calculations?","We use deterministic formulas with Excel formula parity. DSCR, LTV, and P&I calculations are 100% accurate when input data is present. We never hallucinate—if data is missing, we return null.",{"_2289":4927,"_4839":6508},"Our hybrid OCR + AI vision handles scanned documents automatically. If OCR produces sparse results, we re-extract using vision models (106x more effective). Most scanned docs process without issues.",{"_2289":6510,"_4839":6511},"Can I trust this for compliance audits?","Yes. Every field includes source document reference, page number, confidence score, and any corrections applied. Complete audit trail for every data point. SOC 2 Type II infrastructure.",{"_2289":6513,"_4839":6514},"Do you store our loan documents?","No. Zero document retention. Processing is ephemeral—documents deleted immediately after analysis. We maintain a 24-hour AI cache for cost protection (structured data only, not your documents).",{"_2289":6516,"_4839":6517},"How does this integrate with our LOS?","Simple JSON API. POST documents, receive structured data. Full API documentation. Works with any LOS or platform.",{"_11":6519,"_928":6290,"_930":3329},"Ready to Transform Your Underwriting Process?",{"_2011":6521,"_6526":6527,"_1142":6555,"_6055":6575,"_924":6595},{"_11":6163,"_3114":6522,"_3116":1497,"_6165":3118,"_6167":3118,"_6169":3118,"_13":6523,"_924":6524},"Every Role","From underwriters to lenders to loan packagers, our AI-powered platform delivers instant insights tailored to your workflow.",{"_928":6525,"_930":931},"See a Demo","solutionCards",{"_11":6528,"_13":6529,"_2692":6530},"Choose Your Solution","Explore how Loan Intelligence transforms your specific workflow",[6531,6540,6547],{"_187":6532,"_11":1994,"_170":6533,"_2697":6534,"_6538":6539,"_2702":2719},"underwriting-teams","Validate borrower submissions instantly with AI-powered analysis of financial statements, loan packages, and compliance documents.",[6535,6536,6537],"3-minute package validation","Instant discrepancy detection","Automated compliance checks","icon","FileCheck",{"_187":1995,"_11":1996,"_170":6541,"_2697":6542,"_6538":6546,"_2702":2703},"Make faster, more confident lending decisions with comprehensive loan package assessments and instant credit analysis.",[6543,6544,6545],"Real-time deal evaluation","Risk assessment automation","Competitive advantage","Building2",{"_187":6548,"_11":1998,"_170":6549,"_2697":6550,"_6538":6554,"_2702":2711},"loan-packaging","Create submission-ready loan packages faster with AI-powered document validation, gap analysis, and quality assurance.",[6551,6552,6553],"Document completeness check","Quality assurance automation","Faster package turnaround","Package",{"_11":6556,"_13":6557,"_1481":6558},"One Platform, Multiple Workflows","No matter your role in commercial lending, Loan Intelligence adapts to your needs",[6559,6563,6567,6571],{"_11":6560,"_170":6561,"_6538":6562},"Save Time","Reduce manual document review from hours to minutes with AI-powered analysis","Clock",{"_11":6564,"_170":6565,"_6538":6566},"Increase Accuracy","Catch discrepancies and missing information that manual reviews miss","Target",{"_11":6568,"_170":6569,"_6538":6570},"Scale Operations","Handle more deals without adding headcount or sacrificing quality","TrendingUp",{"_11":6572,"_170":6573,"_6538":6574},"Stay Compliant","Automated compliance checks ensure every package meets regulatory requirements","Shield",{"_11":6576,"_6577":6578,"_6586":6587},"Traditional Process vs. Loan Intelligence","traditional",{"_11":6579,"_6178":6580},"Traditional Manual Review",[6581,6582,6583,6584,6585],"Hours spent reviewing each package","Inconsistent quality across reviewers","Easy to miss critical details","Limited deal capacity","Slow turnaround times","withLoanIntelligence",{"_11":6588,"_6178":6589},"With Loan Intelligence",[6590,6591,6592,6593,6594],"3-minute comprehensive analysis","Consistent, thorough review every time","AI catches every discrepancy","Scale to handle 10x more deals","Same-day turnaround standard",{"_11":6596,"_13":6597,"_928":1923,"_930":6598},"Ready to Transform Your Workflow?","Join commercial lending teams already saving hours every day","Schedule a Demo","two-factor",{"_11":4572,"_170":6601,"_4792":6604,"_336":6609,"_6614":6616,"_6624":6625,"_627":6630},{"_4575":6602,"_6139":6603},"Enter the code from your authenticator app","Enter one of your backup codes",{"_785":6605,"_95":6137,"_6607":6608,"_4921":6138},{"_4575":6136,"_6139":6606},"XXXXXXXXXX","trustDevice","Trust this device for 30 days",{"_6610":6611,"_6612":6613,"_6614":6615},"useBackup","Use a backup code instead","useTotp","Use authenticator app instead","recovery","Can't access your authenticator? Recover via email",{"_11":6617,"_170":6618,"_1853":6619,"_2758":6620,"_6621":6622,"_947":6623},"Can't Access Your Authenticator?","We'll send you a recovery link to reset your 2FA.","Email address","you@example.com","sendLink","Send Recovery Link","Back to verification","recoverySent",{"_11":6626,"_170":6627,"_6628":6629,"_947":6623},"Check Your Email","If an account exists with that email, we've sent a recovery link.","expiry","The link expires in 15 minutes.",{"_6157":6631,"_6155":6156,"_6632":6158,"_6633":6634,"_6635":6636,"_6637":6638},"Invalid code","enterCode","enterBackup","Please enter a valid backup code","enterEmail","Please enter your email address","recoveryFailed","Failed to send recovery email","lang","en","actionData"]