Loan Intelligence for Faster Decisions

Win more deals by responding first. Transform any loan package into instant underwriting intelligence—spot opportunities, catch risks, and provide professional feedback in minutes, not days.

3-minute loan package assessment

The Speed vs. Thoroughness Dilemma

Lenders face constant pressure to respond quickly while maintaining thorough analysis. Slow response times lose deals, but rushing creates risk.

Slow Response Times Kill Deals

Borrowers expect quick feedback. If you take days to respond, they go to competitors

3-minute assessment lets you respond same-day with professional analysis

Can't Assess Viability Without Deep Review

No way to quickly tell if a deal is worth pursuing without opening every document

Instant dashboard with key metrics (LTV, DSCR) and risk scoring

Incomplete Packages Waste Time

You start reviewing only to discover critical documents are missing

Automatic checklist of 25+ document types shows exactly what's missing

No Early Red Flags

Missing obvious issues until deep in the process

AI-powered risk scoring identifies issues immediately—expired docs, identity mismatches, data conflicts

Resource Constraints

Small teams can't afford dedicated underwriters but need underwriting-quality analysis

Underwriting-grade intelligence (calculations, risk analysis) without dedicated underwriters

No Standardized Process

Each loan officer reviews differently, leading to inconsistent quality

Consistent, thorough analysis every time—same quality across your team

Underwriting Intelligence in Action

Watch it evaluate a loan package against your credit policies in minutes

123 Main St, Columbus, OH 43215
15 documents

Processing Timeline

Document Detection
Scans and identifies all files in the package
Document Analysis
Classifies documents by type and purpose
Data Extraction
Extracts structured data from all documents
Quality Validation
Cross-references data for accuracy
Financial Calculations
Computes all key financial metrics
Underwriting Intelligence Analysis
Evaluates risk dimensions against your policy criteria
Report Generation
Generates comprehensive dashboard

Multi-Format Intelligence Deliverables

Access underwriting intelligence as PDF report, JSON API, or spreadsheet export

Loan Intelligence Report

NEEDS DOCUMENTATION

Borrower

John Doe

Main Street Properties LLC

Property

123 Main St, Columbus, OH 43215

Single Family
DSCR Purchase$360K • 80% LTV • 7.25% • 30 Year Fixed
Application
Pre-Qual
3
Underwriting
4
Approval
5
Closing
6
Funded
Phase Progress
85%
Outstanding: Title Commitment • Tax Returns

Underwriting Assessment

CONDITIONAL APPROVAL

Overall Score

76

050100

The loan demonstrates strong fundamentals across all key dimensions. The borrower presents excellent creditworthiness with a FICO score of 740, substantial financial reserves ($800K liquidity, $2M net worth), and conservative leverage at 80% LTV. Conditional approval pending receipt of title commitment and tax returns.

Risk Assessment

Credit

Low

Collateral

Low

Liquidity

Low

Documentation

Medium

Strengths

  • +Strong borrower creditworthiness (FICO 740)
  • +Excellent liquidity position ($800K available)
  • +Conservative LTV at 80% provides equity cushion
  • +Adequate DSCR of 1.25x meets minimum requirements
  • +Net worth of $2M demonstrates financial capacity

Action Required

  • !Submit title commitment before closing
  • !Provide 2023-2024 tax returns for final verification
  • !Rent roll required to confirm DSCR calculation

Credit Policy

Standard DSCR Guidelines
INSIDE BOX
Fit Score
88%

Loan meets all standard DSCR policy requirements. Strong credit profile and conservative leverage position this loan well within guidelines.

Ready to transform your underwriting workflow?

Transparent Pricing

$1.00/document. No hidden fees. Instant activation. Pay only for what you use.

Frequently Asked Questions

What if I only have a partial package?

Perfect! That's what progressive processing is for. Upload any documents—even just 3-5 docs—and get instant intelligence. Dashboard updates as more documents arrive.

Can I use this for quick pre-approvals?

Yes. Fast risk assessment helps you provide preliminary feedback to borrowers in minutes. You still make the final decision, but with better data.

Do I need a subscription or can I pay per use?

Both! API tier is pure pay-per-use at $1/document. No minimums, no commitment. Perfect for sporadic volume.

How does this help me close more deals?

Speed wins deals. Responding in hours instead of days keeps borrowers engaged. Professional analysis shows you're thorough. Fewer back-and-forth cycles = faster closings.

Start Processing Loans Today

Turn every loan package into complete underwriting intelligence in under three minutes.

Instant activation. No setup fees. Cancel anytime.